BaseNeed › BAH Calculator › O-6
O-6 BAH Rates 2026 by Location
Monthly Basic Allowance for Housing for an O-6 in all 299 military housing areas — official DoD rates for 2026.
Median, with dependents
$3,123
Median, without dependents
$2,583
Range, with dependents
$1,839 – $8,136
Highest O-6 BAH
Housing area With dependents Without dependents Westchester County, NY $8,136 $6,633 New York City, NY $7,194 $5,514 San Francisco, CA $7,155 $5,532 Nantucket, MA $6,993 $5,424 Boston, MA $6,540 $5,148 Maui County, HI $6,435 $5,565 Santa Clara County, CA $6,387 $5,178 Florida Keys, FL $6,267 $4,863 Hanscom AFB, MA $6,141 $4,752 Northern New Jersey, NJ $6,042 $5,073
Lowest O-6 BAH
Housing area With dependents Without dependents Youngstown, OH $1,839 $1,752 Cannon AFB/Clovis, NM $1,956 $1,857 Stevens Point, WI $2,010 $1,719 Saginaw, MI $2,022 $1,821 Monroe, LA $2,055 $1,707 Anniston/Fort Mcclellan, AL $2,130 $1,665 Huntington, WV $2,205 $1,896 Frankfort, KY $2,214 $2,115 Fort Leonard Wood, MO $2,238 $2,013 Sparta/Fort Mccoy, WI $2,238 $1,902
Look up BAH by ZIP code →
All 299 housing areas, O-6
Housing area With dependents Without dependents Aberdeen Proving Grounds, MD $3,660 $3,054 Abilene/Dyess AFB, TX $3,258 $2,832 Akron, OH $2,736 $2,052 Albany, GA $2,550 $1,914 Albuquerque/Kirtland AFB, NM $2,892 $2,376 Alexandria, LA $2,514 $1,932 Allentown/Bethlehem, PA $3,492 $2,856 Altus AFB, OK $2,358 $1,815 Anchorage, AK $4,131 $3,348 Ann Arbor, MI $4,161 $3,339 Annapolis, MD $4,134 $3,417 Anniston/Fort Mcclellan, AL $2,130 $1,665 Asheville, NC $3,753 $2,817 Astoria, OR $3,702 $3,198 Atlanta, GA $2,985 $2,718 Atlantic City, NJ $4,332 $3,606 Auburn, AL $2,955 $2,400 Austin, TX $4,131 $3,435 Ballston Spa/Albany, NY $3,807 $3,219 Baltimore, MD $3,741 $3,138 Bangor, ME $2,835 $2,502 Barstow/Fort Irwin, CA $3,168 $2,730 Baton Rouge, LA $2,769 $2,202 Battle Creek/Kalamazoo, MI $2,997 $2,493 Beale AFB, CA $3,522 $3,138 Beaufort/Parris Island, SC $3,465 $2,835 Beaumont, TX $2,571 $1,929 Birmingham, AL $2,847 $2,538 Bismarck, ND $2,397 $2,349 Bloomington, IN $3,249 $2,454 Boise, ID $2,784 $2,349 Boston, MA $6,540 $5,148 Boulder, CO $4,254 $3,693 Bremerton, WA $3,438 $3,027 Bridgeport, CA $3,552 $2,997 Brownsville, TX $2,742 $2,151 Brunswick, ME $3,927 $3,762 Buffalo, NY $3,351 $2,754 Burlington, VT $4,896 $4,188 Camp Lejeune, NC $2,571 $2,064 Camp Pendleton, CA $5,439 $4,641 Cannon AFB/Clovis, NM $1,956 $1,857 Cape Cod-Plymouth, MA $5,241 $4,404 Cape May, NJ $4,002 $3,165 Carlisle Barracks, PA $3,093 $2,538 Champaign/Urbana, IL $2,841 $2,130 Charleston, SC $3,060 $2,697 Charleston, WV $2,481 $1,860 Charlotte, NC $2,595 $2,448 Charlottesville, VA $3,567 $3,027 Chattanooga, TN $3,228 $2,499 Cheyenne, WY $2,937 $2,424 Chicago, IL $4,122 $3,714 China Lake, CA $2,676 $2,136 Cincinnati, OH $3,084 $2,583 Cleveland, OH $3,246 $2,436 Coastal Maine, ME $3,207 $2,850 College Station, TX $3,540 $2,667 Colorado Springs, CO $2,934 $2,574 Columbia/Fort Jackson, SC $2,745 $2,211 Columbia/Jefferson City, MO $2,604 $2,106 Columbus AFB, MS $2,511 $2,160 Columbus, OH $2,973 $2,562 Coos Bay, OR $3,141 $2,685 Corpus Christi, TX $2,988 $2,454 Corvallis, OR $3,801 $2,850 Dahlgren/Fort A.p. Hill $3,564 $2,823 Dahlonega, GA $2,916 $2,523 Dallas, TX $3,216 $2,829 Davis-Monthan AFB, AZ $2,568 $2,175 Denver, CO $3,615 $3,186 Des Moines, IA $2,925 $2,415 Detroit, MI $3,582 $2,757 Dover AFB/Rehoboth, DE $3,105 $3,039 Duluth, MN $2,829 $2,349 Durham/Chapel Hill, NC $3,258 $2,496 Eastern Panhandle, WV $3,051 $2,457 Eastern Shore, MD $2,841 $2,385 Edwards AFB/Palmdale, CA $3,870 $3,240 Eglin AFB, FL $3,642 $3,393 El Centro, CA $2,997 $2,652 El Paso, TX $2,484 $2,178 Elizabeth City, NC $3,288 $2,643 Erie, PA $2,241 $1,851 Essex Co, MA $5,904 $4,524 Eugene, OR $3,351 $2,748 Everett, WA $3,969 $3,549 Fairbanks, AK $3,432 $2,922 Fallon NAS, NV $2,643 $2,304 Fargo, ND $2,925 $2,490 Fayetteville, AR $2,868 $2,340 Fitchburg, MA $5,010 $4,047 Florida Keys, FL $6,267 $4,863 Fort Benning, GA $2,487 $2,034 Fort Bragg/Pope, NC $2,628 $2,154 Fort Campbell, KY $3,030 $2,478 Fort Chaffee/Fort Smith, AR $2,388 $1,944 Fort Collins, CO $3,189 $2,787 Fort Detrick, MD $3,837 $3,234 Fort Drum/Watertown, NY $2,805 $2,457 Fort G. G. Meade, MD $4,047 $3,390 Fort Gordon, AL $2,808 $2,226 Fort Hood, TX $2,769 $2,325 Fort Huachuca, AZ $2,499 $2,205 Fort Knox, KY $2,964 $2,403 Fort Leavenworth, KS $2,610 $2,376 Fort Leonard Wood, MO $2,238 $2,013 Fort Monmouth/Earle Nws, NJ $5,028 $4,314 Fort Myers Beach, FL $3,531 $3,111 Fort Pierce, FL $3,675 $3,060 Fort Polk, LA $2,277 $1,917 Fort Riley, KS $2,340 $1,935 Fort Rucker, AL $2,760 $2,247 Fort Sill/Lawton, OK $2,286 $1,740 Fort Stewart, GA $3,153 $2,577 Fort Wayne, IN $2,745 $2,184 Fort Worth, TX $2,814 $2,433 Frankfort, KY $2,214 $2,115 Fresno, CA $3,441 $2,916 Gainesville, FL $3,300 $2,679 Goodfellow AFB, TX $2,433 $2,178 Grand Forks, ND $2,703 $2,178 Grand Haven, MI $2,934 $2,532 Grand Rapids, MI $2,970 $2,421 Great Lakes Navtracen, IL $3,675 $3,000 Greensboro, NC $2,649 $2,238 Greenville, SC $2,670 $2,184 Gulfport, MS $2,643 $2,025 Hampden County, MA $4,011 $3,414 Hampton/Newport News, VA $3,123 $2,451 Hanscom AFB, MA $6,141 $4,752 Hartford, CT $4,431 $3,744 Hattiesburg, MS $2,388 $1,848 Hawaii County, HI $4,299 $3,921 Helena, MT $3,258 $2,754 Holloman AFB/Alamogordo, NM $2,394 $1,887 Honolulu County, HI $5,001 $4,413 Houston, TX $3,312 $2,679 Humboldt County, CA $3,312 $2,823 Huntington, WV $2,205 $1,896 Huntsville, AL $2,625 $2,205 Indian Head Navordsta, MD $4,314 $3,651 Indianapolis, IN $2,577 $2,286 Jackson, MS $3,108 $2,484 Jacksonville, FL $2,757 $2,343 JB Mcguire-Dix-Lakehurst, NJ $4,155 $3,531 Johnson City/Kingsport, TN $2,919 $2,325 Juneau, AK $4,110 $3,573 Kansas City, MO $2,868 $2,289 Kauai County, HI $5,943 $4,647 Ketchikan, AK $4,035 $3,315 Kings Bay/Brunswick, GA $2,937 $2,400 Knoxville, TN $3,519 $2,886 Kodiak Island, AK $3,861 $3,156 Lafayette, LA $2,502 $2,019 Lake Charles, LA $2,490 $1,962 Lansing, MI $2,841 $2,130 Laughlin AFB/Del Rio, TX $2,841 $2,130 Lemoore NAS, CA $2,856 $2,430 Lexington, KY $2,862 $2,181 Lexington, VA $2,652 $2,109 Lincoln, NE $2,688 $2,259 Little Rock, AR $2,619 $1,965 Long Island, NY $5,874 $5,043 Los Angeles, CA $5,481 $4,509 Louisville, KY $2,997 $2,373 Lubbock, TX $2,622 $1,968 Madison, WI $4,026 $3,414 Malmstrom Sfb/Great Falls, MT $2,745 $2,253 Manchester/Concord, NH $4,746 $4,224 Marin/Sonoma, CA $4,905 $4,128 Marquette, MI $2,832 $2,370 Martha's Vineyard, MA $5,694 $5,010 Maui County, HI $6,435 $5,565 Memphis, TN $2,661 $2,328 Meridian, MS $2,400 $1,938 Miami/Fort Lauderdale, FL $5,814 $4,425 Milwaukee, WI $3,861 $3,177 Minneapolis/St Paul, MN $3,411 $2,889 Minot AFB, ND $2,526 $2,154 Mobile, AL $2,751 $2,181 Monroe, LA $2,055 $1,707 Monterey, CA $5,613 $4,821 Montgomery, AL $2,583 $1,938 Moody AFB, GA $2,607 $1,980 Morehead/Cherry Pt MCAS, NC $2,919 $2,403 Morgantown, WV $2,631 $2,010 Mountain Home AFB, ID $2,925 $2,304 Myrtle Beach, SC $3,006 $2,502 Nantucket, MA $6,993 $5,424 Nashville, TN $3,243 $2,760 Nellis AFB/Las Vegas, NV $2,796 $2,361 New Haven/Fairfield, CT $4,629 $3,822 New London, CT $3,939 $3,288 New Orleans, LA $3,084 $2,532 New York City, NY $7,194 $5,514 Newport, RI $4,707 $4,125 Norfolk/Portsmouth, VA $3,342 $2,673 Northern New Jersey, NJ $6,042 $5,073 Oakland, CA $5,178 $4,341 Ocala, FL $2,943 $2,418 Ogden/Hill AFB, UT $2,733 $2,340 Oklahoma City, OK $2,355 $1,953 Omaha/Offutt AFB, NE $3,258 $2,583 Orlando, FL $3,282 $2,973 Outer Banks, NC $3,726 $3,066 Oxford, MD $3,693 $2,964 Paducah, KY $2,712 $2,034 Panama City, FL $3,084 $2,691 Patrick Sfb, FL $3,294 $2,895 Patuxent River, MD $3,327 $2,751 Pensacola, FL $2,631 $2,247 Peoria, IL $2,481 $2,022 Perth Amboy, NJ $4,968 $4,221 Philadelphia, PA/Camden, NJ $3,789 $2,988 Phoenix, AZ $2,796 $2,466 Pittsburgh, PA $3,435 $2,616 Port Angeles, WA $3,462 $3,060 Portland, ME $5,280 $4,251 Portland, OR $3,732 $3,012 Portsmouth, NH/Kittery, ME $5,400 $4,455 Providence, RI $4,572 $3,996 Provo, UT $2,925 $2,511 Quantico/Woodbridge, VA $4,098 $3,306 Raleigh, NC $2,757 $2,370 Rapid City/Ellsworth AFB, SD $2,871 $2,457 Reno/Carson City, NV $3,384 $2,778 Richmond/Fort Lee, VA $3,255 $2,739 Riverside, CA $4,035 $3,684 Roanoke, VA $2,808 $2,280 Robins AFB, GA $2,730 $2,181 Rochester, NY $3,249 $2,736 Rock Island, IL $2,892 $2,277 Rome/Griffiss AFB, NY $3,267 $2,859 Sacramento, CA $3,552 $3,015 Saginaw, MI $2,022 $1,821 Salem, OR $3,252 $2,691 Salt Lake City, UT $3,120 $2,727 San Antonio, TX $2,475 $2,103 San Bernardino, CA $3,828 $3,393 San Diego, CA $5,541 $4,494 San Francisco, CA $7,155 $5,532 San Luis Obispo, CA $5,475 $4,197 Santa Clara County, CA $6,387 $5,178 Santa Fe/Los Alamos, NM $4,056 $3,693 Sault Ste Marie, MI $2,613 $1,959 Savannah, GA $3,273 $2,721 Scott AFB, IL $2,952 $2,214 Seattle, WA $4,836 $4,200 Seymour Johnson AFB, NC $2,667 $2,208 Shreveport/Barksdale AFB, LA $2,799 $2,247 Sioux Falls, SD $2,529 $2,085 Sitka, AK $3,798 $3,444 Sparta/Fort Mccoy, WI $2,238 $1,902 Spokane, WA $3,222 $2,826 Springfield, MO $2,670 $2,004 Springfield/Decatur, IL $2,430 $1,983 St Mary And Terrebonne, LA $2,583 $1,992 St. Louis, MO $3,285 $2,739 State College, PA $3,207 $2,562 Staten Island, NY $5,442 $4,539 Stevens Point, WI $2,010 $1,719 Stockton, CA $4,080 $3,294 Sumter/Shaw AFB, SC $2,607 $2,031 Syracuse, NY $3,225 $2,796 Tacoma, WA $3,501 $3,102 Tallahassee, FL $3,123 $2,565 Tampa, FL $3,417 $3,060 Terre Haute, IN $2,676 $2,007 Toledo, OH $2,832 $2,175 Topeka, KS $2,637 $2,043 Traverse City, MI $3,417 $3,051 Trenton, NJ $5,379 $4,344 Tulsa, OK $2,787 $2,091 Twenty Nine Palms MCB, CA $3,318 $2,796 Vallejo/Travis AFB, CA $3,960 $3,516 Vance AFB/Enid, OK $2,430 $1,824 Vandenberg Sfb, CA $4,392 $3,759 Ventura, CA $4,830 $4,194 Volusia County, FL $2,991 $2,613 Waco, TX $3,117 $2,361 Warrenton, VA $4,638 $3,648 Washington, DC Metro Area $4,731 $3,999 West Palm Beach, FL $4,824 $3,960 West Point, NY $5,298 $4,362 Westchester County, NY $8,136 $6,633 Whidbey Island, WA $3,429 $3,090 White Sands Mr/Las Cruces, NM $2,376 $2,061 Whiteman AFB, MO $2,736 $2,226 Wichita Fls/Sheppard AFB, TX $2,979 $2,304 Wichita/Mcconnell AFB, KS $2,463 $1,920 Wilkes-Barre/Scranton, PA $2,697 $2,064 Willow Grove, PA $3,969 $3,411 Wilmington, NC $3,327 $2,607 Worcester, MA $4,725 $3,738 Wright-Patterson AFB, OH $2,724 $2,079 Yakima, WA $3,267 $2,685 Youngstown, OH $1,839 $1,752 Yuma, AZ $2,472 $2,031
Other grades: O-5 BAH · O-7 BAH · O-6 PCS weight allowance
How much BAH does an O-6 get in 2026? It depends on the duty station. Across 299 military housing areas, an O-6 with dependents receives between $1,839 (Youngstown, OH) and $8,136 (Westchester County, NY) per month; the median is $3,123. Without dependents the median is $2,583.
Is BAH for an O-6 taxed? No. BAH is a tax-free allowance. It is paid monthly with your regular pay, based on the ZIP code of your duty station — not where you choose to live.
What decides the with-dependents rate? Having at least one dependent — a spouse or child, for example. The number of dependents does not change the amount.
Not listed: 39 rural county cost groups, which the DoD prices as groups of counties rather than named areas. Look them up by ZIP code in the calculator.
Source: 2026 BAH rates published by the Defense Travel Management Office (DoD). Rates are set per military housing area and paid by the ZIP code of your duty station. BaseNeed is not affiliated with the Department of Defense.
