GI Bill BAH Calculator 2026–2027
Your Post-9/11 GI Bill monthly housing allowance for August 1, 2026 – July 31, 2027 — by campus ZIP code, benefit level and course load. Official 2026 DoD rates for an E-5 with dependents.
Range, full-time
$1,185 – $5,127
How is the GI Bill housing allowance calculated?
The Post-9/11 GI Bill monthly housing allowance (MHA) equals the Department of Defense BAH rate for an E-5 with dependents at the ZIP code of the campus where you physically attend most of your classes. VA then multiplies it by your benefit level (50% to 100%) and your rate of pursuit. Rates for August 1, 2026 – July 31, 2027 use the 2026 BAH tables.
How much is the GI Bill housing allowance for online classes?
If all your classes are online, VA pays half the national average: up to $1,198 a month for August 1, 2026 – July 31, 2027. At a foreign school it is up to $2,396. Taking at least one class in person moves you to the full rate for that campus ZIP code.
Do I get housing allowance as a part-time student?
Only above half-time. Your rate of pursuit must be more than 50% — for example 7 credits where 12 is full-time. VA rounds the rate to the nearest tenth, so 9 of 12 credits (75%) pays 80% of the full amount.
Do active-duty members get the GI Bill housing allowance?
No. Service members on active duty, and spouses using transferred benefits while the member is on active duty, do not receive the monthly housing allowance. Children using transferred benefits can receive it.
Highest GI Bill housing allowance
| Location (military housing area) | Full-time, 100% | 3/4-time (80%) |
|---|
| San Francisco, CA | $5,127 | $4,102 |
|---|
| New York City, NY | $5,070 | $4,056 |
|---|
| Boston, MA | $4,791 | $3,833 |
|---|
| Northern New Jersey, NJ | $4,749 | $3,799 |
|---|
| Santa Clara County, CA | $4,659 | $3,727 |
|---|
| Westchester County, NY | $4,479 | $3,583 |
|---|
| Long Island, NY | $4,425 | $3,540 |
|---|
| Nantucket, MA | $4,344 | $3,475 |
|---|
| Maui County, HI | $4,329 | $3,463 |
|---|
| Hanscom AFB, MA | $4,188 | $3,350 |
|---|
GI Bill housing allowance in all 299 locations
Monthly rate at the 100% benefit level. Multiply by your own percentage — at 70%, a $2,000 rate pays $1,400.
| Location (military housing area) | Full-time, 100% | 3/4-time (80%) |
|---|
| Aberdeen Proving Grounds, MD | $2,478 | $1,982 |
|---|
| Abilene/Dyess AFB, TX | $1,872 | $1,498 |
|---|
| Akron, OH | $1,581 | $1,265 |
|---|
| Albany, GA | $1,371 | $1,097 |
|---|
| Albuquerque/Kirtland AFB, NM | $2,211 | $1,769 |
|---|
| Alexandria, LA | $1,290 | $1,032 |
|---|
| Allentown/Bethlehem, PA | $2,373 | $1,898 |
|---|
| Altus AFB, OK | $1,254 | $1,003 |
|---|
| Anchorage, AK | $2,874 | $2,299 |
|---|
| Ann Arbor, MI | $2,559 | $2,047 |
|---|
| Annapolis, MD | $2,928 | $2,342 |
|---|
| Anniston/Fort Mcclellan, AL | $1,185 | $948 |
|---|
| Asheville, NC | $2,214 | $1,771 |
|---|
| Astoria, OR | $2,055 | $1,644 |
|---|
| Atlanta, GA | $2,388 | $1,910 |
|---|
| Atlantic City, NJ | $2,655 | $2,124 |
|---|
| Auburn, AL | $1,707 | $1,366 |
|---|
| Austin, TX | $2,241 | $1,793 |
|---|
| Ballston Spa/Albany, NY | $2,634 | $2,107 |
|---|
| Baltimore, MD | $2,610 | $2,088 |
|---|
| Bangor, ME | $1,893 | $1,514 |
|---|
| Barstow/Fort Irwin, CA | $2,001 | $1,601 |
|---|
| Baton Rouge, LA | $1,875 | $1,500 |
|---|
| Battle Creek/Kalamazoo, MI | $1,959 | $1,567 |
|---|
| Beale AFB, CA | $2,967 | $2,374 |
|---|
| Beaufort/Parris Island, SC | $2,403 | $1,922 |
|---|
| Beaumont, TX | $1,518 | $1,214 |
|---|
| Birmingham, AL | $2,439 | $1,951 |
|---|
| Bismarck, ND | $1,596 | $1,277 |
|---|
| Bloomington, IN | $1,905 | $1,524 |
|---|
| Boise, ID | $1,926 | $1,541 |
|---|
| Boston, MA | $4,791 | $3,833 |
|---|
| Boulder, CO | $2,754 | $2,203 |
|---|
| Bremerton, WA | $2,364 | $1,891 |
|---|
| Bridgeport, CA | $2,085 | $1,668 |
|---|
| Brownsville, TX | $1,503 | $1,202 |
|---|
| Brunswick, ME | $2,205 | $1,764 |
|---|
| Buffalo, NY | $2,214 | $1,771 |
|---|
| Burlington, VT | $3,120 | $2,496 |
|---|
| Camp Lejeune, NC | $1,584 | $1,267 |
|---|
| Camp Pendleton, CA | $3,963 | $3,170 |
|---|
| Cannon AFB/Clovis, NM | $1,365 | $1,092 |
|---|
| Cape Cod-Plymouth, MA | $3,924 | $3,139 |
|---|
| Cape May, NJ | $2,754 | $2,203 |
|---|
| Carlisle Barracks, PA | $2,076 | $1,661 |
|---|
| Champaign/Urbana, IL | $1,539 | $1,231 |
|---|
| Charleston, SC | $2,385 | $1,908 |
|---|
| Charleston, WV | $1,404 | $1,123 |
|---|
| Charlotte, NC | $2,169 | $1,735 |
|---|
| Charlottesville, VA | $2,373 | $1,898 |
|---|
| Chattanooga, TN | $1,986 | $1,589 |
|---|
| Cheyenne, WY | $1,653 | $1,322 |
|---|
| Chicago, IL | $3,438 | $2,750 |
|---|
| China Lake, CA | $1,563 | $1,250 |
|---|
| Cincinnati, OH | $2,283 | $1,826 |
|---|
| Cleveland, OH | $1,998 | $1,598 |
|---|
| Coastal Maine, ME | $2,193 | $1,754 |
|---|
| College Station, TX | $1,758 | $1,406 |
|---|
| Colorado Springs, CO | $2,358 | $1,886 |
|---|
| Columbia/Fort Jackson, SC | $1,878 | $1,502 |
|---|
| Columbia/Jefferson City, MO | $1,377 | $1,102 |
|---|
| Columbus AFB, MS | $1,398 | $1,118 |
|---|
| Columbus, OH | $1,875 | $1,500 |
|---|
| Coos Bay, OR | $1,779 | $1,423 |
|---|
| Corpus Christi, TX | $1,788 | $1,430 |
|---|
| Corvallis, OR | $2,388 | $1,910 |
|---|
| Dahlgren/Fort A.p. Hill | $2,313 | $1,850 |
|---|
| Dahlonega, GA | $2,208 | $1,766 |
|---|
| Dallas, TX | $2,469 | $1,975 |
|---|
| Davis-Monthan AFB, AZ | $1,905 | $1,524 |
|---|
| Denver, CO | $2,841 | $2,273 |
|---|
| Des Moines, IA | $1,770 | $1,416 |
|---|
| Detroit, MI | $2,361 | $1,889 |
|---|
| Dover AFB/Rehoboth, DE | $2,277 | $1,822 |
|---|
| Duluth, MN | $2,064 | $1,651 |
|---|
| Durham/Chapel Hill, NC | $2,118 | $1,694 |
|---|
| Eastern Panhandle, WV | $2,058 | $1,646 |
|---|
| Eastern Shore, MD | $2,121 | $1,697 |
|---|
| Edwards AFB/Palmdale, CA | $2,658 | $2,126 |
|---|
| Eglin AFB, FL | $2,433 | $1,946 |
|---|
| El Centro, CA | $1,986 | $1,589 |
|---|
| El Paso, TX | $1,809 | $1,447 |
|---|
| Elizabeth City, NC | $2,508 | $2,006 |
|---|
| Erie, PA | $1,464 | $1,171 |
|---|
| Essex Co, MA | $3,477 | $2,782 |
|---|
| Eugene, OR | $2,187 | $1,750 |
|---|
| Everett, WA | $2,748 | $2,198 |
|---|
| Fairbanks, AK | $2,436 | $1,949 |
|---|
| Fallon NAS, NV | $1,596 | $1,277 |
|---|
| Fargo, ND | $1,707 | $1,366 |
|---|
| Fayetteville, AR | $1,782 | $1,426 |
|---|
| Fitchburg, MA | $3,093 | $2,474 |
|---|
| Florida Keys, FL | $3,969 | $3,175 |
|---|
| Fort Benning, GA | $1,716 | $1,373 |
|---|
| Fort Bragg/Pope, NC | $1,806 | $1,445 |
|---|
| Fort Campbell, KY | $1,815 | $1,452 |
|---|
| Fort Chaffee/Fort Smith, AR | $1,263 | $1,010 |
|---|
| Fort Collins, CO | $2,268 | $1,814 |
|---|
| Fort Detrick, MD | $2,682 | $2,146 |
|---|
| Fort Drum/Watertown, NY | $1,665 | $1,332 |
|---|
| Fort G. G. Meade, MD | $2,901 | $2,321 |
|---|
| Fort Gordon, AL | $1,890 | $1,512 |
|---|
| Fort Hood, TX | $1,695 | $1,356 |
|---|
| Fort Huachuca, AZ | $1,719 | $1,375 |
|---|
| Fort Knox, KY | $1,647 | $1,318 |
|---|
| Fort Leavenworth, KS | $1,815 | $1,452 |
|---|
| Fort Leonard Wood, MO | $1,479 | $1,183 |
|---|
| Fort Monmouth/Earle Nws, NJ | $3,549 | $2,839 |
|---|
| Fort Myers Beach, FL | $2,694 | $2,155 |
|---|
| Fort Pierce, FL | $2,691 | $2,153 |
|---|
| Fort Polk, LA | $1,218 | $974 |
|---|
| Fort Riley, KS | $1,314 | $1,051 |
|---|
| Fort Rucker, AL | $1,572 | $1,258 |
|---|
| Fort Sill/Lawton, OK | $1,233 | $986 |
|---|
| Fort Stewart, GA | $2,310 | $1,848 |
|---|
| Fort Wayne, IN | $1,947 | $1,558 |
|---|
| Fort Worth, TX | $2,118 | $1,694 |
|---|
| Frankfort, KY | $1,410 | $1,128 |
|---|
| Fresno, CA | $2,439 | $1,951 |
|---|
| Gainesville, FL | $2,040 | $1,632 |
|---|
| Goodfellow AFB, TX | $1,578 | $1,262 |
|---|
| Grand Forks, ND | $1,731 | $1,385 |
|---|
| Grand Haven, MI | $2,181 | $1,745 |
|---|
| Grand Rapids, MI | $2,148 | $1,718 |
|---|
| Great Lakes Navtracen, IL | $2,427 | $1,942 |
|---|
| Greensboro, NC | $1,809 | $1,447 |
|---|
| Greenville, SC | $1,923 | $1,538 |
|---|
| Gulfport, MS | $1,602 | $1,282 |
|---|
| Hampden County, MA | $2,388 | $1,910 |
|---|
| Hampton/Newport News, VA | $2,274 | $1,819 |
|---|
| Hanscom AFB, MA | $4,188 | $3,350 |
|---|
| Hartford, CT | $2,901 | $2,321 |
|---|
| Hattiesburg, MS | $1,395 | $1,116 |
|---|
| Hawaii County, HI | $3,594 | $2,875 |
|---|
| Helena, MT | $1,887 | $1,510 |
|---|
| Holloman AFB/Alamogordo, NM | $1,590 | $1,272 |
|---|
| Honolulu County, HI | $3,663 | $2,930 |
|---|
| Houston, TX | $2,193 | $1,754 |
|---|
| Humboldt County, CA | $1,827 | $1,462 |
|---|
| Huntington, WV | $1,533 | $1,226 |
|---|
| Huntsville, AL | $1,797 | $1,438 |
|---|
| Indian Head Navordsta, MD | $3,249 | $2,599 |
|---|
| Indianapolis, IN | $1,875 | $1,500 |
|---|
| Jackson, MS | $1,920 | $1,536 |
|---|
| Jacksonville, FL | $2,181 | $1,745 |
|---|
| JB Mcguire-Dix-Lakehurst, NJ | $2,823 | $2,258 |
|---|
| Johnson City/Kingsport, TN | $1,548 | $1,238 |
|---|
| Juneau, AK | $3,354 | $2,683 |
|---|
| Kansas City, MO | $1,986 | $1,589 |
|---|
| Kauai County, HI | $3,798 | $3,038 |
|---|
| Ketchikan, AK | $2,868 | $2,294 |
|---|
| Kings Bay/Brunswick, GA | $2,133 | $1,706 |
|---|
| Knoxville, TN | $2,184 | $1,747 |
|---|
| Kodiak Island, AK | $2,865 | $2,292 |
|---|
| Lafayette, LA | $1,584 | $1,267 |
|---|
| Lake Charles, LA | $1,356 | $1,085 |
|---|
| Lansing, MI | $1,806 | $1,445 |
|---|
| Laughlin AFB/Del Rio, TX | $1,470 | $1,176 |
|---|
| Lemoore NAS, CA | $2,139 | $1,711 |
|---|
| Lexington, KY | $1,875 | $1,500 |
|---|
| Lexington, VA | $1,536 | $1,229 |
|---|
| Lincoln, NE | $1,788 | $1,430 |
|---|
| Little Rock, AR | $1,848 | $1,478 |
|---|
| Long Island, NY | $4,425 | $3,540 |
|---|
| Los Angeles, CA | $3,882 | $3,106 |
|---|
| Louisville, KY | $1,989 | $1,591 |
|---|
| Lubbock, TX | $1,476 | $1,181 |
|---|
| Madison, WI | $2,655 | $2,124 |
|---|
| Malmstrom Sfb/Great Falls, MT | $1,608 | $1,286 |
|---|
| Manchester/Concord, NH | $3,177 | $2,542 |
|---|
| Marin/Sonoma, CA | $3,303 | $2,642 |
|---|
| Marquette, MI | $1,821 | $1,457 |
|---|
| Martha's Vineyard, MA | $3,984 | $3,187 |
|---|
| Maui County, HI | $4,329 | $3,463 |
|---|
| Memphis, TN | $2,154 | $1,723 |
|---|
| Meridian, MS | $1,290 | $1,032 |
|---|
| Miami/Fort Lauderdale, FL | $3,660 | $2,928 |
|---|
| Milwaukee, WI | $2,607 | $2,086 |
|---|
| Minneapolis/St Paul, MN | $2,541 | $2,033 |
|---|
| Minot AFB, ND | $1,548 | $1,238 |
|---|
| Mobile, AL | $1,887 | $1,510 |
|---|
| Monroe, LA | $1,194 | $955 |
|---|
| Monterey, CA | $3,465 | $2,772 |
|---|
| Montgomery, AL | $1,683 | $1,346 |
|---|
| Moody AFB, GA | $1,524 | $1,219 |
|---|
| Morehead/Cherry Pt MCAS, NC | $1,851 | $1,481 |
|---|
| Morgantown, WV | $1,641 | $1,313 |
|---|
| Mountain Home AFB, ID | $1,605 | $1,284 |
|---|
| Myrtle Beach, SC | $2,097 | $1,678 |
|---|
| Nantucket, MA | $4,344 | $3,475 |
|---|
| Nashville, TN | $2,268 | $1,814 |
|---|
| Nellis AFB/Las Vegas, NV | $2,070 | $1,656 |
|---|
| New Haven/Fairfield, CT | $3,069 | $2,455 |
|---|
| New London, CT | $2,580 | $2,064 |
|---|
| New Orleans, LA | $1,905 | $1,524 |
|---|
| New York City, NY | $5,070 | $4,056 |
|---|
| Newport, RI | $2,847 | $2,278 |
|---|
| Norfolk/Portsmouth, VA | $2,430 | $1,944 |
|---|
| Northern New Jersey, NJ | $4,749 | $3,799 |
|---|
| Oakland, CA | $3,759 | $3,007 |
|---|
| Ocala, FL | $2,370 | $1,896 |
|---|
| Ogden/Hill AFB, UT | $2,118 | $1,694 |
|---|
| Oklahoma City, OK | $1,644 | $1,315 |
|---|
| Omaha/Offutt AFB, NE | $2,085 | $1,668 |
|---|
| Orlando, FL | $2,658 | $2,126 |
|---|
| Outer Banks, NC | $2,604 | $2,083 |
|---|
| Oxford, MD | $2,445 | $1,956 |
|---|
| Paducah, KY | $1,365 | $1,092 |
|---|
| Panama City, FL | $2,163 | $1,730 |
|---|
| Patrick Sfb, FL | $2,502 | $2,002 |
|---|
| Patuxent River, MD | $2,406 | $1,925 |
|---|
| Pensacola, FL | $1,863 | $1,490 |
|---|
| Peoria, IL | $1,572 | $1,258 |
|---|
| Perth Amboy, NJ | $3,393 | $2,714 |
|---|
| Philadelphia, PA/Camden, NJ | $2,691 | $2,153 |
|---|
| Phoenix, AZ | $2,289 | $1,831 |
|---|
| Pittsburgh, PA | $2,283 | $1,826 |
|---|
| Port Angeles, WA | $2,436 | $1,949 |
|---|
| Portland, ME | $3,252 | $2,602 |
|---|
| Portland, OR | $2,379 | $1,903 |
|---|
| Portsmouth, NH/Kittery, ME | $3,321 | $2,657 |
|---|
| Providence, RI | $3,195 | $2,556 |
|---|
| Provo, UT | $2,058 | $1,646 |
|---|
| Quantico/Woodbridge, VA | $2,955 | $2,364 |
|---|
| Raleigh, NC | $2,091 | $1,673 |
|---|
| Rapid City/Ellsworth AFB, SD | $1,986 | $1,589 |
|---|
| Reno/Carson City, NV | $2,391 | $1,913 |
|---|
| Richmond/Fort Lee, VA | $2,358 | $1,886 |
|---|
| Riverside, CA | $3,351 | $2,681 |
|---|
| Roanoke, VA | $1,911 | $1,529 |
|---|
| Robins AFB, GA | $1,800 | $1,440 |
|---|
| Rochester, NY | $2,214 | $1,771 |
|---|
| Rock Island, IL | $1,908 | $1,526 |
|---|
| Rome/Griffiss AFB, NY | $2,109 | $1,687 |
|---|
| Sacramento, CA | $2,904 | $2,323 |
|---|
| Saginaw, MI | $1,503 | $1,202 |
|---|
| Salem, OR | $2,004 | $1,603 |
|---|
| Salt Lake City, UT | $2,130 | $1,704 |
|---|
| San Antonio, TX | $1,869 | $1,495 |
|---|
| San Bernardino, CA | $3,288 | $2,630 |
|---|
| San Diego, CA | $3,975 | $3,180 |
|---|
| San Francisco, CA | $5,127 | $4,102 |
|---|
| San Luis Obispo, CA | $3,198 | $2,558 |
|---|
| Santa Clara County, CA | $4,659 | $3,727 |
|---|
| Santa Fe/Los Alamos, NM | $2,964 | $2,371 |
|---|
| Sault Ste Marie, MI | $1,536 | $1,229 |
|---|
| Savannah, GA | $2,415 | $1,932 |
|---|
| Scott AFB, IL | $1,542 | $1,234 |
|---|
| Seattle, WA | $3,135 | $2,508 |
|---|
| Seymour Johnson AFB, NC | $1,521 | $1,217 |
|---|
| Shreveport/Barksdale AFB, LA | $1,845 | $1,476 |
|---|
| Sioux Falls, SD | $1,554 | $1,243 |
|---|
| Sitka, AK | $3,210 | $2,568 |
|---|
| Sparta/Fort Mccoy, WI | $1,395 | $1,116 |
|---|
| Spokane, WA | $2,184 | $1,747 |
|---|
| Springfield, MO | $1,389 | $1,111 |
|---|
| Springfield/Decatur, IL | $1,527 | $1,222 |
|---|
| St Mary And Terrebonne, LA | $1,620 | $1,296 |
|---|
| St. Louis, MO | $2,436 | $1,949 |
|---|
| State College, PA | $1,791 | $1,433 |
|---|
| Staten Island, NY | $3,735 | $2,988 |
|---|
| Stevens Point, WI | $1,338 | $1,070 |
|---|
| Stockton, CA | $2,553 | $2,042 |
|---|
| Sumter/Shaw AFB, SC | $1,503 | $1,202 |
|---|
| Syracuse, NY | $2,049 | $1,639 |
|---|
| Tacoma, WA | $2,556 | $2,045 |
|---|
| Tallahassee, FL | $1,824 | $1,459 |
|---|
| Tampa, FL | $2,709 | $2,167 |
|---|
| Terre Haute, IN | $1,494 | $1,195 |
|---|
| Toledo, OH | $2,031 | $1,625 |
|---|
| Topeka, KS | $1,626 | $1,301 |
|---|
| Traverse City, MI | $2,070 | $1,656 |
|---|
| Trenton, NJ | $3,465 | $2,772 |
|---|
| Tulsa, OK | $1,638 | $1,310 |
|---|
| Twenty Nine Palms MCB, CA | $1,980 | $1,584 |
|---|
| Vallejo/Travis AFB, CA | $3,369 | $2,695 |
|---|
| Vance AFB/Enid, OK | $1,200 | $960 |
|---|
| Vandenberg Sfb, CA | $3,333 | $2,666 |
|---|
| Ventura, CA | $3,537 | $2,830 |
|---|
| Volusia County, FL | $2,286 | $1,829 |
|---|
| Waco, TX | $1,755 | $1,404 |
|---|
| Warrenton, VA | $3,066 | $2,453 |
|---|
| Washington, DC Metro Area | $3,132 | $2,506 |
|---|
| West Palm Beach, FL | $3,423 | $2,738 |
|---|
| West Point, NY | $3,468 | $2,774 |
|---|
| Westchester County, NY | $4,479 | $3,583 |
|---|
| Whidbey Island, WA | $2,073 | $1,658 |
|---|
| White Sands Mr/Las Cruces, NM | $1,701 | $1,361 |
|---|
| Whiteman AFB, MO | $1,611 | $1,289 |
|---|
| Wichita Fls/Sheppard AFB, TX | $1,491 | $1,193 |
|---|
| Wichita/Mcconnell AFB, KS | $1,377 | $1,102 |
|---|
| Wilkes-Barre/Scranton, PA | $1,740 | $1,392 |
|---|
| Willow Grove, PA | $2,934 | $2,347 |
|---|
| Wilmington, NC | $2,040 | $1,632 |
|---|
| Worcester, MA | $2,919 | $2,335 |
|---|
| Wright-Patterson AFB, OH | $1,650 | $1,320 |
|---|
| Yakima, WA | $1,923 | $1,538 |
|---|
| Youngstown, OH | $1,191 | $953 |
|---|
| Yuma, AZ | $1,695 | $1,356 |
|---|
Still serving? E-5 BAH rates · BAH by ZIP code for every pay grade · Housing near campus and base
Source: VA Post-9/11 GI Bill rates (va.gov, effective August 1, 2026 – July 31, 2027) and the 2026 BAH tables of the Defense Travel Management Office. VA decides your final payment, including pay for days you are not enrolled. If you first used the Post-9/11 GI Bill before January 1, 2018, your rate can be slightly higher. BaseNeed is not affiliated with VA or the Department of Defense.
