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O-1 BAH Rates 2026 by Location
Monthly Basic Allowance for Housing for an O-1 in all 299 military housing areas — official DoD rates for 2026.
Median, with dependents
$2,160
Median, without dependents
$1,797
Range, with dependents
$1,218 – $5,172
Highest O-1 BAH
Housing area With dependents Without dependents San Francisco, CA $5,172 $4,401 New York City, NY $5,073 $5,067 Boston, MA $4,803 $3,894 Northern New Jersey, NJ $4,791 $3,801 Santa Clara County, CA $4,704 $4,053 Westchester County, NY $4,587 $3,885 Long Island, NY $4,473 $3,816 Nantucket, MA $4,440 $4,089 Maui County, HI $4,386 $3,309 Hanscom AFB, MA $4,230 $3,780
Lowest O-1 BAH
Housing area With dependents Without dependents Youngstown, OH $1,218 $1,074 Anniston/Fort Mcclellan, AL $1,230 $1,161 Vance AFB/Enid, OK $1,245 $1,107 Monroe, LA $1,251 $1,089 Fort Sill/Lawton, OK $1,272 $1,167 Fort Polk, LA $1,296 $1,191 Altus AFB, OK $1,299 $1,086 Fort Chaffee/Fort Smith, AR $1,320 $1,077 Meridian, MS $1,329 $1,092 Alexandria, LA $1,344 $1,212
Look up BAH by ZIP code →
All 299 housing areas, O-1
Housing area With dependents Without dependents Aberdeen Proving Grounds, MD $2,517 $2,055 Abilene/Dyess AFB, TX $1,989 $1,644 Akron, OH $1,629 $1,491 Albany, GA $1,401 $1,281 Albuquerque/Kirtland AFB, NM $2,235 $1,770 Alexandria, LA $1,344 $1,212 Allentown/Bethlehem, PA $2,436 $2,142 Altus AFB, OK $1,299 $1,086 Anchorage, AK $2,886 $2,166 Ann Arbor, MI $2,628 $2,019 Annapolis, MD $2,970 $2,586 Anniston/Fort Mcclellan, AL $1,230 $1,161 Asheville, NC $2,265 $1,887 Astoria, OR $2,145 $1,773 Atlanta, GA $2,433 $2,130 Atlantic City, NJ $2,736 $2,457 Auburn, AL $1,731 $1,521 Austin, TX $2,313 $1,848 Ballston Spa/Albany, NY $2,670 $2,139 Baltimore, MD $2,652 $2,205 Bangor, ME $1,920 $1,557 Barstow/Fort Irwin, CA $2,058 $1,776 Baton Rouge, LA $1,920 $1,644 Battle Creek/Kalamazoo, MI $2,013 $1,509 Beale AFB, CA $2,994 $2,496 Beaufort/Parris Island, SC $2,457 $2,232 Beaumont, TX $1,572 $1,455 Birmingham, AL $2,457 $2,007 Bismarck, ND $1,674 $1,398 Bloomington, IN $1,920 $1,602 Boise, ID $1,974 $1,758 Boston, MA $4,803 $3,894 Boulder, CO $2,829 $2,370 Bremerton, WA $2,415 $2,163 Bridgeport, CA $2,169 $2,085 Brownsville, TX $1,551 $1,323 Brunswick, ME $2,253 $2,037 Buffalo, NY $2,262 $1,890 Burlington, VT $3,201 $2,568 Camp Lejeune, NC $1,635 $1,566 Camp Pendleton, CA $4,023 $3,285 Cannon AFB/Clovis, NM $1,401 $1,152 Cape Cod-Plymouth, MA $3,942 $3,465 Cape May, NJ $2,799 $2,289 Carlisle Barracks, PA $2,121 $1,725 Champaign/Urbana, IL $1,599 $1,392 Charleston, SC $2,421 $2,049 Charleston, WV $1,452 $1,209 Charlotte, NC $2,211 $1,833 Charlottesville, VA $2,421 $2,142 Chattanooga, TN $2,043 $1,734 Cheyenne, WY $1,725 $1,422 Chicago, IL $3,477 $2,907 China Lake, CA $1,596 $1,482 Cincinnati, OH $2,322 $1,776 Cleveland, OH $2,055 $1,578 Coastal Maine, ME $2,259 $1,908 College Station, TX $1,836 $1,563 Colorado Springs, CO $2,376 $1,959 Columbia/Fort Jackson, SC $1,914 $1,743 Columbia/Jefferson City, MO $1,413 $1,191 Columbus AFB, MS $1,476 $1,203 Columbus, OH $1,926 $1,686 Coos Bay, OR $1,839 $1,488 Corpus Christi, TX $1,845 $1,494 Corvallis, OR $2,433 $1,884 Dahlgren/Fort A.p. Hill $2,367 $2,301 Dahlonega, GA $2,250 $2,049 Dallas, TX $2,517 $1,968 Davis-Monthan AFB, AZ $1,938 $1,482 Denver, CO $2,874 $2,268 Des Moines, IA $1,830 $1,413 Detroit, MI $2,397 $1,797 Dover AFB/Rehoboth, DE $2,310 $2,043 Duluth, MN $2,106 $1,767 Durham/Chapel Hill, NC $2,160 $1,869 Eastern Panhandle, WV $2,091 $1,737 Eastern Shore, MD $2,151 $1,854 Edwards AFB/Palmdale, CA $2,724 $2,289 Eglin AFB, FL $2,451 $2,244 El Centro, CA $2,013 $1,818 El Paso, TX $1,857 $1,518 Elizabeth City, NC $2,523 $2,097 Erie, PA $1,500 $1,434 Essex Co, MA $3,516 $3,084 Eugene, OR $2,229 $1,902 Everett, WA $2,814 $2,385 Fairbanks, AK $2,448 $1,881 Fallon NAS, NV $1,629 $1,554 Fargo, ND $1,785 $1,338 Fayetteville, AR $1,821 $1,536 Fitchburg, MA $3,147 $2,949 Florida Keys, FL $3,987 $3,657 Fort Benning, GA $1,755 $1,554 Fort Bragg/Pope, NC $1,842 $1,635 Fort Campbell, KY $1,857 $1,668 Fort Chaffee/Fort Smith, AR $1,320 $1,077 Fort Collins, CO $2,307 $1,851 Fort Detrick, MD $2,733 $2,247 Fort Drum/Watertown, NY $1,701 $1,470 Fort G. G. Meade, MD $2,952 $2,577 Fort Gordon, AL $1,929 $1,728 Fort Hood, TX $1,731 $1,623 Fort Huachuca, AZ $1,782 $1,413 Fort Knox, KY $1,710 $1,503 Fort Leavenworth, KS $1,860 $1,659 Fort Leonard Wood, MO $1,515 $1,293 Fort Monmouth/Earle Nws, NJ $3,618 $3,159 Fort Myers Beach, FL $2,730 $2,406 Fort Pierce, FL $2,715 $2,301 Fort Polk, LA $1,296 $1,191 Fort Riley, KS $1,377 $1,227 Fort Rucker, AL $1,602 $1,305 Fort Sill/Lawton, OK $1,272 $1,167 Fort Stewart, GA $2,334 $2,037 Fort Wayne, IN $1,977 $1,611 Fort Worth, TX $2,163 $1,752 Frankfort, KY $1,464 $1,164 Fresno, CA $2,490 $1,908 Gainesville, FL $2,085 $1,929 Goodfellow AFB, TX $1,617 $1,332 Grand Forks, ND $1,770 $1,329 Grand Haven, MI $2,223 $1,824 Grand Rapids, MI $2,184 $1,752 Great Lakes Navtracen, IL $2,475 $1,977 Greensboro, NC $1,851 $1,551 Greenville, SC $1,950 $1,644 Gulfport, MS $1,614 $1,410 Hampden County, MA $2,451 $2,145 Hampton/Newport News, VA $2,301 $1,884 Hanscom AFB, MA $4,230 $3,780 Hartford, CT $2,961 $2,397 Hattiesburg, MS $1,419 $1,233 Hawaii County, HI $3,630 $3,297 Helena, MT $1,968 $1,614 Holloman AFB/Alamogordo, NM $1,632 $1,245 Honolulu County, HI $3,702 $2,997 Houston, TX $2,241 $1,749 Humboldt County, CA $1,893 $1,698 Huntington, WV $1,569 $1,269 Huntsville, AL $1,839 $1,536 Indian Head Navordsta, MD $3,273 $3,132 Indianapolis, IN $1,923 $1,617 Jackson, MS $1,956 $1,716 Jacksonville, FL $2,196 $1,908 JB Mcguire-Dix-Lakehurst, NJ $2,904 $2,604 Johnson City/Kingsport, TN $1,623 $1,380 Juneau, AK $3,366 $2,526 Kansas City, MO $2,019 $1,701 Kauai County, HI $3,861 $3,375 Ketchikan, AK $2,880 $2,160 Kings Bay/Brunswick, GA $2,145 $1,896 Knoxville, TN $2,247 $1,929 Kodiak Island, AK $2,877 $2,157 Lafayette, LA $1,623 $1,311 Lake Charles, LA $1,398 $1,215 Lansing, MI $1,836 $1,410 Laughlin AFB/Del Rio, TX $1,506 $1,269 Lemoore NAS, CA $2,166 $1,743 Lexington, KY $1,917 $1,545 Lexington, VA $1,596 $1,335 Lincoln, NE $1,833 $1,494 Little Rock, AR $1,869 $1,665 Long Island, NY $4,473 $3,816 Los Angeles, CA $3,927 $3,255 Louisville, KY $2,031 $1,626 Lubbock, TX $1,524 $1,350 Madison, WI $2,691 $2,133 Malmstrom Sfb/Great Falls, MT $1,641 $1,467 Manchester/Concord, NH $3,225 $2,805 Marin/Sonoma, CA $3,369 $3,198 Marquette, MI $1,851 $1,428 Martha's Vineyard, MA $4,062 $3,336 Maui County, HI $4,386 $3,309 Memphis, TN $2,181 $1,824 Meridian, MS $1,329 $1,092 Miami/Fort Lauderdale, FL $3,687 $3,252 Milwaukee, WI $2,625 $2,124 Minneapolis/St Paul, MN $2,577 $1,953 Minot AFB, ND $1,605 $1,302 Mobile, AL $1,917 $1,572 Monroe, LA $1,251 $1,089 Monterey, CA $3,519 $3,030 Montgomery, AL $1,701 $1,524 Moody AFB, GA $1,578 $1,476 Morehead/Cherry Pt MCAS, NC $1,884 $1,755 Morgantown, WV $1,683 $1,263 Mountain Home AFB, ID $1,680 $1,527 Myrtle Beach, SC $2,136 $1,875 Nantucket, MA $4,440 $4,089 Nashville, TN $2,322 $1,953 Nellis AFB/Las Vegas, NV $2,094 $1,806 New Haven/Fairfield, CT $3,150 $2,841 New London, CT $2,646 $2,241 New Orleans, LA $1,968 $1,650 New York City, NY $5,073 $5,067 Newport, RI $2,925 $2,517 Norfolk/Portsmouth, VA $2,454 $2,022 Northern New Jersey, NJ $4,791 $3,801 Oakland, CA $3,807 $3,180 Ocala, FL $2,382 $2,037 Ogden/Hill AFB, UT $2,139 $1,740 Oklahoma City, OK $1,677 $1,434 Omaha/Offutt AFB, NE $2,127 $1,683 Orlando, FL $2,700 $2,247 Outer Banks, NC $2,652 $2,313 Oxford, MD $2,496 $2,094 Paducah, KY $1,434 $1,215 Panama City, FL $2,202 $1,953 Patrick Sfb, FL $2,553 $2,148 Patuxent River, MD $2,433 $2,127 Pensacola, FL $1,914 $1,719 Peoria, IL $1,614 $1,434 Perth Amboy, NJ $3,477 $3,282 Philadelphia, PA/Camden, NJ $2,733 $2,205 Phoenix, AZ $2,319 $1,830 Pittsburgh, PA $2,328 $1,848 Port Angeles, WA $2,493 $1,869 Portland, ME $3,297 $2,916 Portland, OR $2,430 $2,004 Portsmouth, NH/Kittery, ME $3,372 $2,877 Providence, RI $3,234 $2,892 Provo, UT $2,085 $1,794 Quantico/Woodbridge, VA $2,991 $2,499 Raleigh, NC $2,127 $1,800 Rapid City/Ellsworth AFB, SD $2,022 $1,614 Reno/Carson City, NV $2,433 $1,941 Richmond/Fort Lee, VA $2,400 $1,950 Riverside, CA $3,384 $2,835 Roanoke, VA $1,941 $1,569 Robins AFB, GA $1,818 $1,581 Rochester, NY $2,259 $1,695 Rock Island, IL $1,956 $1,533 Rome/Griffiss AFB, NY $2,190 $1,749 Sacramento, CA $2,922 $2,292 Saginaw, MI $1,542 $1,158 Salem, OR $2,058 $1,740 Salt Lake City, UT $2,166 $1,752 San Antonio, TX $1,905 $1,584 San Bernardino, CA $3,306 $2,628 San Diego, CA $4,032 $3,351 San Francisco, CA $5,172 $4,401 San Luis Obispo, CA $3,291 $2,853 Santa Clara County, CA $4,704 $4,053 Santa Fe/Los Alamos, NM $3,024 $2,310 Sault Ste Marie, MI $1,590 $1,230 Savannah, GA $2,451 $2,055 Scott AFB, IL $1,602 $1,527 Seattle, WA $3,231 $2,814 Seymour Johnson AFB, NC $1,578 $1,476 Shreveport/Barksdale AFB, LA $1,875 $1,551 Sioux Falls, SD $1,617 $1,296 Sitka, AK $3,222 $2,418 Sparta/Fort Mccoy, WI $1,455 $1,362 Spokane, WA $2,235 $1,707 Springfield, MO $1,452 $1,194 Springfield/Decatur, IL $1,572 $1,182 St Mary And Terrebonne, LA $1,635 $1,431 St. Louis, MO $2,472 $2,094 State College, PA $1,854 $1,515 Staten Island, NY $3,798 $3,360 Stevens Point, WI $1,389 $1,236 Stockton, CA $2,607 $2,331 Sumter/Shaw AFB, SC $1,563 $1,374 Syracuse, NY $2,097 $1,689 Tacoma, WA $2,607 $2,178 Tallahassee, FL $1,860 $1,731 Tampa, FL $2,757 $2,328 Terre Haute, IN $1,542 $1,302 Toledo, OH $2,058 $1,545 Topeka, KS $1,662 $1,377 Traverse City, MI $2,160 $1,998 Trenton, NJ $3,531 $2,952 Tulsa, OK $1,683 $1,443 Twenty Nine Palms MCB, CA $2,052 $1,809 Vallejo/Travis AFB, CA $3,393 $2,805 Vance AFB/Enid, OK $1,245 $1,107 Vandenberg Sfb, CA $3,378 $2,979 Ventura, CA $3,600 $3,213 Volusia County, FL $2,319 $1,938 Waco, TX $1,803 $1,473 Warrenton, VA $3,111 $2,670 Washington, DC Metro Area $3,213 $3,054 West Palm Beach, FL $3,453 $2,952 West Point, NY $3,549 $3,045 Westchester County, NY $4,587 $3,885 Whidbey Island, WA $2,157 $1,950 White Sands Mr/Las Cruces, NM $1,737 $1,302 Whiteman AFB, MO $1,656 $1,281 Wichita Fls/Sheppard AFB, TX $1,572 $1,290 Wichita/Mcconnell AFB, KS $1,422 $1,263 Wilkes-Barre/Scranton, PA $1,767 $1,611 Willow Grove, PA $2,997 $2,523 Wilmington, NC $2,100 $1,818 Worcester, MA $2,982 $2,652 Wright-Patterson AFB, OH $1,683 $1,413 Yakima, WA $1,983 $1,536 Youngstown, OH $1,218 $1,074 Yuma, AZ $1,722 $1,401
Other grades: O-1E BAH · O-1 PCS weight allowance
How much BAH does an O-1 get in 2026? It depends on the duty station. Across 299 military housing areas, an O-1 with dependents receives between $1,218 (Youngstown, OH) and $5,172 (San Francisco, CA) per month; the median is $2,160. Without dependents the median is $1,797.
Is BAH for an O-1 taxed? No. BAH is a tax-free allowance. It is paid monthly with your regular pay, based on the ZIP code of your duty station — not where you choose to live.
What decides the with-dependents rate? Having at least one dependent — a spouse or child, for example. The number of dependents does not change the amount.
Not listed: 39 rural county cost groups, which the DoD prices as groups of counties rather than named areas. Look them up by ZIP code in the calculator.
Source: 2026 BAH rates published by the Defense Travel Management Office (DoD). Rates are set per military housing area and paid by the ZIP code of your duty station. BaseNeed is not affiliated with the Department of Defense.
