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O-1E BAH Rates 2026 by Location

Monthly Basic Allowance for Housing for an O-1E in all 299 military housing areas — official DoD rates for 2026.

Median, with dependents
$2,502
Median, without dependents
$2,127
Range, with dependents
$1,521 – $5,931

O-1E is the rate for an O-1 officer with more than four years of prior enlisted or warrant officer service — it is higher than the plain O-1 rate.

Highest O-1E BAH

Housing areaWith dependentsWithout dependents
Westchester County, NY$5,931$4,476
San Francisco, CA$5,493$5,124
New York City, NY$5,271$5,094
Nantucket, MA$5,262$4,341
Maui County, HI$5,127$4,326
Northern New Jersey, NJ$5,076$4,746
Santa Clara County, CA$5,070$4,656
Boston, MA$4,962$4,788
Long Island, NY$4,896$4,422
Martha's Vineyard, MA$4,782$3,981

Lowest O-1E BAH

Housing areaWith dependentsWithout dependents
Youngstown, OH$1,521$1,188
Anniston/Fort Mcclellan, AL$1,572$1,197
Fort Sill/Lawton, OK$1,605$1,230
Vance AFB/Enid, OK$1,641$1,230
Monroe, LA$1,668$1,254
Hattiesburg, MS$1,668$1,392
Altus AFB, OK$1,680$1,260
Albany, GA$1,695$1,368
Cannon AFB/Clovis, NM$1,713$1,362
Meridian, MS$1,722$1,293

Look up BAH by ZIP code →

All 299 housing areas, O-1E

Housing areaWith dependentsWithout dependents
Aberdeen Proving Grounds, MD$2,883$2,475
Abilene/Dyess AFB, TX$2,847$2,139
Akron, OH$1,953$1,578
Albany, GA$1,695$1,368
Albuquerque/Kirtland AFB, NM$2,355$2,208
Alexandria, LA$1,794$1,347
Allentown/Bethlehem, PA$2,868$2,370
Altus AFB, OK$1,680$1,260
Anchorage, AK$3,078$2,310
Ann Arbor, MI$3,198$2,556
Annapolis, MD$3,315$2,925
Anniston/Fort Mcclellan, AL$1,572$1,197
Asheville, NC$2,682$2,211
Astoria, OR$2,979$2,235
Atlanta, GA$2,733$2,385
Atlantic City, NJ$3,435$2,652
Auburn, AL$2,085$1,704
Austin, TX$3,087$2,316
Ballston Spa/Albany, NY$3,021$2,631
Baltimore, MD$3,009$2,607
Bangor, ME$2,250$1,890
Barstow/Fort Irwin, CA$2,568$1,998
Baton Rouge, LA$2,217$1,872
Battle Creek/Kalamazoo, MI$2,430$1,956
Beale AFB, CA$3,153$2,964
Beaufort/Parris Island, SC$2,838$2,400
Beaumont, TX$1,944$1,518
Birmingham, AL$2,553$2,436
Bismarck, ND$2,271$1,704
Bloomington, IN$2,175$1,902
Boise, ID$2,313$1,923
Boston, MA$4,962$4,788
Boulder, CO$3,501$2,751
Bremerton, WA$2,865$2,361
Bridgeport, CA$2,895$2,172
Brownsville, TX$1,992$1,500
Brunswick, ME$3,090$2,319
Buffalo, NY$2,646$2,211
Burlington, VT$3,942$3,117
Camp Lejeune, NC$2,001$1,599
Camp Pendleton, CA$4,512$3,960
Cannon AFB/Clovis, NM$1,713$1,362
Cape Cod-Plymouth, MA$4,179$3,921
Cape May, NJ$3,117$2,751
Carlisle Barracks, PA$2,451$2,073
Champaign/Urbana, IL$2,040$1,536
Charleston, SC$2,655$2,382
Charleston, WV$1,803$1,401
Charlotte, NC$2,460$2,166
Charlottesville, VA$2,856$2,370
Chattanooga, TN$2,448$1,983
Cheyenne, WY$2,313$1,734
Chicago, IL$3,726$3,435
China Lake, CA$1,932$1,560
Cincinnati, OH$2,556$2,280
Cleveland, OH$2,445$1,995
Coastal Maine, ME$2,769$2,190
College Station, TX$2,517$1,887
Colorado Springs, CO$2,496$2,355
Columbia/Fort Jackson, SC$2,163$1,875
Columbia/Jefferson City, MO$1,839$1,380
Columbus AFB, MS$2,076$1,557
Columbus, OH$2,385$1,872
Coos Bay, OR$2,427$1,821
Corpus Christi, TX$2,328$1,785
Corvallis, OR$2,775$2,385
Dahlgren/Fort A.p. Hill$2,766$2,331
Dahlonega, GA$2,538$2,205
Dallas, TX$2,832$2,466
Davis-Monthan AFB, AZ$2,148$1,902
Denver, CO$3,120$2,838
Des Moines, IA$2,304$1,767
Detroit, MI$2,664$2,358
Dover AFB/Rehoboth, DE$2,736$2,274
Duluth, MN$2,358$2,061
Durham/Chapel Hill, NC$2,439$2,115
Eastern Panhandle, WV$2,346$2,055
Eastern Shore, MD$2,349$2,118
Edwards AFB/Palmdale, CA$3,198$2,655
Eglin AFB, FL$2,910$2,430
El Centro, CA$2,373$1,983
El Paso, TX$2,175$1,806
Elizabeth City, NC$2,598$2,505
Erie, PA$1,758$1,473
Essex Co, MA$4,089$3,474
Eugene, OR$2,601$2,184
Everett, WA$3,384$2,745
Fairbanks, AK$2,646$2,091
Fallon NAS, NV$2,019$1,599
Fargo, ND$2,409$1,806
Fayetteville, AR$2,175$1,779
Fitchburg, MA$3,729$3,090
Florida Keys, FL$4,413$3,966
Fort Benning, GA$2,007$1,713
Fort Bragg/Pope, NC$2,097$1,803
Fort Campbell, KY$2,271$1,812
Fort Chaffee/Fort Smith, AR$1,803$1,353
Fort Collins, CO$2,649$2,265
Fort Detrick, MD$3,144$2,679
Fort Drum/Watertown, NY$2,145$1,662
Fort G. G. Meade, MD$3,333$2,898
Fort Gordon, AL$2,193$1,887
Fort Hood, TX$2,100$1,692
Fort Huachuca, AZ$2,220$1,716
Fort Knox, KY$2,259$1,695
Fort Leavenworth, KS$2,244$1,812
Fort Leonard Wood, MO$1,854$1,476
Fort Monmouth/Earle Nws, NJ$4,188$3,546
Fort Myers Beach, FL$3,006$2,691
Fort Pierce, FL$2,934$2,688
Fort Polk, LA$1,875$1,410
Fort Riley, KS$1,854$1,392
Fort Rucker, AL$1,968$1,569
Fort Sill/Lawton, OK$1,605$1,230
Fort Stewart, GA$2,502$2,307
Fort Wayne, IN$2,157$1,944
Fort Worth, TX$2,448$2,115
Frankfort, KY$1,953$1,464
Fresno, CA$2,871$2,436
Gainesville, FL$2,502$2,037
Goodfellow AFB, TX$1,989$1,575
Grand Forks, ND$2,085$1,728
Grand Haven, MI$2,508$2,178
Grand Rapids, MI$2,427$2,145
Great Lakes Navtracen, IL$2,871$2,424
Greensboro, NC$2,169$1,806
Greenville, SC$2,130$1,920
Gulfport, MS$1,800$1,599
Hampden County, MA$3,105$2,385
Hampton/Newport News, VA$2,442$2,271
Hanscom AFB, MA$4,602$4,185
Hartford, CT$3,519$2,898
Hattiesburg, MS$1,668$1,392
Hawaii County, HI$3,879$3,591
Helena, MT$2,637$1,977
Holloman AFB/Alamogordo, NM$1,893$1,587
Honolulu County, HI$4,137$3,660
Houston, TX$2,592$2,190
Humboldt County, CA$2,547$1,911
Huntington, WV$1,833$1,530
Huntsville, AL$2,139$1,794
Indian Head Navordsta, MD$3,501$3,246
Indianapolis, IN$2,247$1,872
Jackson, MS$2,307$1,917
Jacksonville, FL$2,289$2,178
JB Mcguire-Dix-Lakehurst, NJ$3,489$2,820
Johnson City/Kingsport, TN$2,220$1,665
Juneau, AK$3,447$2,586
Kansas City, MO$2,229$1,983
Kauai County, HI$4,440$3,795
Ketchikan, AK$3,060$2,631
Kings Bay/Brunswick, GA$2,265$2,130
Knoxville, TN$2,760$2,181
Kodiak Island, AK$2,991$2,421
Lafayette, LA$1,926$1,581
Lake Charles, LA$1,776$1,353
Lansing, MI$2,040$1,803
Laughlin AFB/Del Rio, TX$1,884$1,467
Lemoore NAS, CA$2,346$2,136
Lexington, KY$2,175$1,872
Lexington, VA$2,052$1,542
Lincoln, NE$2,181$1,785
Little Rock, AR$1,962$1,845
Long Island, NY$4,896$4,422
Los Angeles, CA$4,332$3,879
Louisville, KY$2,322$1,986
Lubbock, TX$1,884$1,473
Madison, WI$3,123$2,652
Malmstrom Sfb/Great Falls, MT$2,013$1,605
Manchester/Concord, NH$3,837$3,174
Marin/Sonoma, CA$3,960$3,300
Marquette, MI$2,169$1,818
Martha's Vineyard, MA$4,782$3,981
Maui County, HI$5,127$4,326
Memphis, TN$2,340$2,151
Meridian, MS$1,722$1,293
Miami/Fort Lauderdale, FL$4,074$3,657
Milwaukee, WI$2,910$2,604
Minneapolis/St Paul, MN$2,832$2,538
Minot AFB, ND$2,064$1,548
Mobile, AL$2,124$1,884
Monroe, LA$1,668$1,254
Monterey, CA$4,293$3,462
Montgomery, AL$1,827$1,680
Moody AFB, GA$1,953$1,524
Morehead/Cherry Pt MCAS, NC$2,205$1,848
Morgantown, WV$1,962$1,638
Mountain Home AFB, ID$2,244$1,686
Myrtle Beach, SC$2,427$2,094
Nantucket, MA$5,262$4,341
Nashville, TN$2,718$2,265
Nellis AFB/Las Vegas, NV$2,277$2,067
New Haven/Fairfield, CT$3,771$3,066
New London, CT$3,174$2,577
New Orleans, LA$2,448$1,902
New York City, NY$5,271$5,094
Newport, RI$3,753$2,844
Norfolk/Portsmouth, VA$2,613$2,427
Northern New Jersey, NJ$5,076$4,746
Oakland, CA$4,218$3,756
Ocala, FL$2,412$2,367
Ogden/Hill AFB, UT$2,277$2,115
Oklahoma City, OK$1,902$1,641
Omaha/Offutt AFB, NE$2,472$2,082
Orlando, FL$2,985$2,655
Outer Banks, NC$3,003$2,601
Oxford, MD$2,886$2,442
Paducah, KY$1,941$1,455
Panama City, FL$2,556$2,160
Patrick Sfb, FL$2,910$2,499
Patuxent River, MD$2,637$2,403
Pensacola, FL$2,259$1,860
Peoria, IL$1,935$1,569
Perth Amboy, NJ$4,143$3,390
Philadelphia, PA/Camden, NJ$3,003$2,688
Phoenix, AZ$2,478$2,286
Pittsburgh, PA$2,631$2,280
Port Angeles, WA$2,955$2,433
Portland, ME$3,876$3,249
Portland, OR$2,871$2,376
Portsmouth, NH/Kittery, ME$4,032$3,318
Providence, RI$3,699$3,192
Provo, UT$2,355$2,055
Quantico/Woodbridge, VA$3,234$2,952
Raleigh, NC$2,346$2,088
Rapid City/Ellsworth AFB, SD$2,322$1,983
Reno/Carson City, NV$2,724$2,388
Richmond/Fort Lee, VA$2,682$2,355
Riverside, CA$3,612$3,348
Roanoke, VA$2,172$1,908
Robins AFB, GA$2,013$1,797
Rochester, NY$2,619$2,211
Rock Island, IL$2,265$1,905
Rome/Griffiss AFB, NY$2,796$2,106
Sacramento, CA$3,000$2,901
Saginaw, MI$1,785$1,500
Salem, OR$2,532$2,001
Salt Lake City, UT$2,523$2,127
San Antonio, TX$2,115$1,866
San Bernardino, CA$3,402$3,285
San Diego, CA$4,449$3,972
San Francisco, CA$5,493$5,124
San Luis Obispo, CA$4,062$3,195
Santa Clara County, CA$5,070$4,656
Santa Fe/Los Alamos, NM$3,540$2,961
Sault Ste Marie, MI$1,944$1,533
Savannah, GA$2,688$2,412
Scott AFB, IL$2,088$1,566
Seattle, WA$4,041$3,132
Seymour Johnson AFB, NC$2,067$1,551
Shreveport/Barksdale AFB, LA$2,127$1,842
Sioux Falls, SD$2,058$1,551
Sitka, AK$3,312$2,484
Sparta/Fort Mccoy, WI$1,878$1,413
Spokane, WA$2,679$2,181
Springfield, MO$1,914$1,437
Springfield/Decatur, IL$1,899$1,524
St Mary And Terrebonne, LA$1,803$1,617
St. Louis, MO$2,694$2,433
State College, PA$2,406$1,806
Staten Island, NY$4,362$3,732
Stevens Point, WI$1,734$1,335
Stockton, CA$3,096$2,550
Sumter/Shaw AFB, SC$1,989$1,500
Syracuse, NY$2,571$2,046
Tacoma, WA$3,006$2,553
Tallahassee, FL$2,286$1,821
Tampa, FL$3,069$2,706
Terre Haute, IN$1,899$1,491
Toledo, OH$2,187$2,028
Topeka, KS$1,950$1,623
Traverse City, MI$2,916$2,187
Trenton, NJ$4,143$3,462
Tulsa, OK$2,010$1,635
Twenty Nine Palms MCB, CA$2,664$1,998
Vallejo/Travis AFB, CA$3,519$3,366
Vance AFB/Enid, OK$1,641$1,230
Vandenberg Sfb, CA$3,699$3,330
Ventura, CA$4,095$3,534
Volusia County, FL$2,550$2,283
Waco, TX$2,217$1,752
Warrenton, VA$3,501$3,063
Washington, DC Metro Area$3,870$3,129
West Palm Beach, FL$3,765$3,420
West Point, NY$4,230$3,465
Westchester County, NY$5,931$4,476
Whidbey Island, WA$2,901$2,175
White Sands Mr/Las Cruces, NM$1,989$1,698
Whiteman AFB, MO$2,064$1,608
Wichita Fls/Sheppard AFB, TX$2,202$1,653
Wichita/Mcconnell AFB, KS$1,797$1,374
Wilkes-Barre/Scranton, PA$1,965$1,737
Willow Grove, PA$3,426$2,931
Wilmington, NC$2,553$2,037
Worcester, MA$3,549$2,916
Wright-Patterson AFB, OH$1,953$1,647
Yakima, WA$2,520$1,920
Youngstown, OH$1,521$1,188
Yuma, AZ$1,929$1,692

Other grades: O-1 BAH · O-2 BAH · O-1 PCS weight allowance

How much BAH does an O-1E get in 2026?

It depends on the duty station. Across 299 military housing areas, an O-1E with dependents receives between $1,521 (Youngstown, OH) and $5,931 (Westchester County, NY) per month; the median is $2,502. Without dependents the median is $2,127.

Is BAH for an O-1E taxed?

No. BAH is a tax-free allowance. It is paid monthly with your regular pay, based on the ZIP code of your duty station — not where you choose to live.

What decides the with-dependents rate?

Having at least one dependent — a spouse or child, for example. The number of dependents does not change the amount.

Not listed: 39 rural county cost groups, which the DoD prices as groups of counties rather than named areas. Look them up by ZIP code in the calculator.

Source: 2026 BAH rates published by the Defense Travel Management Office (DoD). Rates are set per military housing area and paid by the ZIP code of your duty station. BaseNeed is not affiliated with the Department of Defense.