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O-2 BAH Rates 2026 by Location
Monthly Basic Allowance for Housing for an O-2 in all 299 military housing areas — official DoD rates for 2026.
Median, with dependents
$2,415
Median, without dependents
$2,082
Range, with dependents
$1,332 – $5,451
Highest O-2 BAH
Housing area With dependents Without dependents San Francisco, CA $5,451 $5,007 Westchester County, NY $5,355 $4,383 Nantucket, MA $5,115 $4,305 New York City, NY $5,094 $5,091 Northern New Jersey, NJ $5,049 $4,593 Santa Clara County, CA $4,974 $4,560 Boston, MA $4,809 $4,644 Long Island, NY $4,770 $4,326 Maui County, HI $4,767 $4,161 Martha's Vineyard, MA $4,587 $3,879
Lowest O-2 BAH
Housing area With dependents Without dependents Youngstown, OH $1,332 $1,176 Anniston/Fort Mcclellan, AL $1,488 $1,194 Fort Sill/Lawton, OK $1,491 $1,227 Vance AFB/Enid, OK $1,509 $1,221 Hattiesburg, MS $1,521 $1,374 Albany, GA $1,536 $1,362 Meridian, MS $1,542 $1,272 Altus AFB, OK $1,560 $1,251 Cannon AFB/Clovis, NM $1,590 $1,335 Gulfport, MS $1,617 $1,575
Look up BAH by ZIP code →
All 299 housing areas, O-2
Housing area With dependents Without dependents Aberdeen Proving Grounds, MD $2,739 $2,412 Abilene/Dyess AFB, TX $2,805 $2,136 Akron, OH $1,923 $1,569 Albany, GA $1,536 $1,362 Albuquerque/Kirtland AFB, NM $2,325 $2,142 Alexandria, LA $1,674 $1,338 Allentown/Bethlehem, PA $2,835 $2,340 Altus AFB, OK $1,560 $1,251 Anchorage, AK $2,889 $2,286 Ann Arbor, MI $3,075 $2,472 Annapolis, MD $3,225 $2,874 Anniston/Fort Mcclellan, AL $1,488 $1,194 Asheville, NC $2,568 $2,166 Astoria, OR $2,787 $2,214 Atlanta, GA $2,706 $2,349 Atlantic City, NJ $3,285 $2,628 Auburn, AL $1,830 $1,680 Austin, TX $2,796 $2,283 Ballston Spa/Albany, NY $2,859 $2,556 Baltimore, MD $2,901 $2,547 Bangor, ME $2,049 $1,842 Barstow/Fort Irwin, CA $2,427 $1,968 Baton Rouge, LA $2,190 $1,842 Battle Creek/Kalamazoo, MI $2,367 $1,875 Beale AFB, CA $3,129 $2,892 Beaufort/Parris Island, SC $2,808 $2,379 Beaumont, TX $1,914 $1,515 Birmingham, AL $2,529 $2,370 Bismarck, ND $2,196 $1,701 Bloomington, IN $1,953 $1,860 Boise, ID $2,274 $1,902 Boston, MA $4,809 $4,644 Boulder, CO $3,336 $2,694 Bremerton, WA $2,727 $2,337 Bridgeport, CA $2,796 $2,166 Brownsville, TX $1,857 $1,482 Brunswick, ME $2,553 $2,250 Buffalo, NY $2,550 $2,166 Burlington, VT $3,732 $3,033 Camp Lejeune, NC $1,941 $1,596 Camp Pendleton, CA $4,395 $3,855 Cannon AFB/Clovis, NM $1,590 $1,335 Cape Cod-Plymouth, MA $3,996 $3,852 Cape May, NJ $3,069 $2,682 Carlisle Barracks, PA $2,373 $2,022 Champaign/Urbana, IL $1,977 $1,530 Charleston, SC $2,613 $2,334 Charleston, WV $1,761 $1,377 Charlotte, NC $2,433 $2,118 Charlottesville, VA $2,712 $2,340 Chattanooga, TN $2,394 $1,950 Cheyenne, WY $2,211 $1,728 Chicago, IL $3,699 $3,354 China Lake, CA $1,764 $1,554 Cincinnati, OH $2,523 $2,202 Cleveland, OH $2,415 $1,932 Coastal Maine, ME $2,694 $2,148 College Station, TX $2,385 $1,878 Colorado Springs, CO $2,430 $2,295 Columbia/Fort Jackson, SC $2,118 $1,860 Columbia/Jefferson City, MO $1,620 $1,356 Columbus AFB, MS $1,992 $1,554 Columbus, OH $2,235 $1,848 Coos Bay, OR $2,211 $1,797 Corpus Christi, TX $2,214 $1,743 Corvallis, OR $2,712 $2,307 Dahlgren/Fort A.p. Hill $2,712 $2,328 Dahlonega, GA $2,511 $2,187 Dallas, TX $2,805 $2,388 Davis-Monthan AFB, AZ $2,118 $1,839 Denver, CO $3,060 $2,748 Des Moines, IA $2,205 $1,722 Detroit, MI $2,580 $2,256 Dover AFB/Rehoboth, DE $2,490 $2,241 Duluth, MN $2,331 $2,019 Durham/Chapel Hill, NC $2,388 $2,082 Eastern Panhandle, WV $2,250 $2,010 Eastern Shore, MD $2,310 $2,082 Edwards AFB/Palmdale, CA $3,153 $2,601 Eglin AFB, FL $2,523 $2,406 El Centro, CA $2,148 $1,962 El Paso, TX $2,145 $1,764 Elizabeth City, NC $2,559 $2,442 Erie, PA $1,677 $1,470 Essex Co, MA $3,741 $3,417 Eugene, OR $2,478 $2,145 Everett, WA $3,240 $2,691 Fairbanks, AK $2,451 $2,064 Fallon NAS, NV $1,785 $1,596 Fargo, ND $2,328 $1,803 Fayetteville, AR $2,037 $1,746 Fitchburg, MA $3,465 $3,075 Florida Keys, FL $4,053 $3,921 Fort Benning, GA $1,974 $1,692 Fort Bragg/Pope, NC $2,046 $1,782 Fort Campbell, KY $2,097 $1,794 Fort Chaffee/Fort Smith, AR $1,677 $1,341 Fort Collins, CO $2,529 $2,202 Fort Detrick, MD $3,060 $2,613 Fort Drum/Watertown, NY $1,890 $1,638 Fort G. G. Meade, MD $3,273 $2,850 Fort Gordon, AL $2,154 $1,866 Fort Hood, TX $1,917 $1,689 Fort Huachuca, AZ $2,190 $1,674 Fort Knox, KY $2,133 $1,683 Fort Leavenworth, KS $2,130 $1,794 Fort Leonard Wood, MO $1,719 $1,452 Fort Monmouth/Earle Nws, NJ $4,077 $3,486 Fort Myers Beach, FL $2,916 $2,652 Fort Pierce, FL $2,826 $2,628 Fort Polk, LA $1,827 $1,407 Fort Riley, KS $1,779 $1,386 Fort Rucker, AL $1,740 $1,533 Fort Sill/Lawton, OK $1,491 $1,227 Fort Stewart, GA $2,436 $2,268 Fort Wayne, IN $2,127 $1,896 Fort Worth, TX $2,421 $2,061 Frankfort, KY $1,812 $1,452 Fresno, CA $2,823 $2,352 Gainesville, FL $2,352 $2,025 Goodfellow AFB, TX $1,833 $1,542 Grand Forks, ND $2,001 $1,662 Grand Haven, MI $2,478 $2,127 Grand Rapids, MI $2,400 $2,085 Great Lakes Navtracen, IL $2,757 $2,355 Greensboro, NC $2,106 $1,770 Greenville, SC $2,079 $1,881 Gulfport, MS $1,617 $1,575 Hampden County, MA $2,847 $2,352 Hampton/Newport News, VA $2,418 $2,214 Hanscom AFB, MA $4,476 $4,122 Hartford, CT $3,327 $2,823 Hattiesburg, MS $1,521 $1,374 Hawaii County, HI $3,834 $3,549 Helena, MT $2,526 $1,971 Holloman AFB/Alamogordo, NM $1,866 $1,536 Honolulu County, HI $3,909 $3,555 Houston, TX $2,514 $2,124 Humboldt County, CA $2,316 $1,887 Huntington, WV $1,776 $1,494 Huntsville, AL $2,076 $1,758 Indian Head Navordsta, MD $3,375 $3,234 Indianapolis, IN $2,205 $1,836 Jackson, MS $2,160 $1,890 Jacksonville, FL $2,238 $2,139 JB Mcguire-Dix-Lakehurst, NJ $3,438 $2,793 Johnson City/Kingsport, TN $2,118 $1,656 Juneau, AK $3,369 $2,577 Kansas City, MO $2,172 $1,944 Kauai County, HI $4,260 $3,732 Ketchikan, AK $2,883 $2,550 Kings Bay/Brunswick, GA $2,154 $2,097 Knoxville, TN $2,646 $2,148 Kodiak Island, AK $2,880 $2,349 Lafayette, LA $1,842 $1,542 Lake Charles, LA $1,623 $1,338 Lansing, MI $1,980 $1,743 Laughlin AFB/Del Rio, TX $1,701 $1,440 Lemoore NAS, CA $2,274 $2,079 Lexington, KY $2,148 $1,824 Lexington, VA $1,992 $1,539 Lincoln, NE $2,109 $1,743 Little Rock, AR $1,938 $1,824 Long Island, NY $4,770 $4,326 Los Angeles, CA $4,185 $3,780 Louisville, KY $2,271 $1,932 Lubbock, TX $1,809 $1,461 Madison, WI $2,886 $2,571 Malmstrom Sfb/Great Falls, MT $1,818 $1,590 Manchester/Concord, NH $3,522 $3,120 Marin/Sonoma, CA $3,813 $3,291 Marquette, MI $2,007 $1,758 Martha's Vineyard, MA $4,587 $3,879 Maui County, HI $4,767 $4,161 Memphis, TN $2,316 $2,103 Meridian, MS $1,542 $1,272 Miami/Fort Lauderdale, FL $3,789 $3,597 Milwaukee, WI $2,697 $2,529 Minneapolis/St Paul, MN $2,778 $2,445 Minot AFB, ND $1,977 $1,542 Mobile, AL $2,070 $1,839 Monroe, LA $1,626 $1,251 Monterey, CA $3,864 $3,396 Montgomery, AL $1,755 $1,662 Moody AFB, GA $1,914 $1,521 Morehead/Cherry Pt MCAS, NC $2,043 $1,839 Morgantown, WV $1,914 $1,578 Mountain Home AFB, ID $2,181 $1,683 Myrtle Beach, SC $2,358 $2,064 Nantucket, MA $5,115 $4,305 Nashville, TN $2,670 $2,220 Nellis AFB/Las Vegas, NV $2,205 $2,031 New Haven/Fairfield, CT $3,714 $3,036 New London, CT $3,069 $2,529 New Orleans, LA $2,370 $1,866 New York City, NY $5,094 $5,091 Newport, RI $3,441 $2,796 Norfolk/Portsmouth, VA $2,556 $2,367 Northern New Jersey, NJ $5,049 $4,593 Oakland, CA $4,110 $3,666 Ocala, FL $2,388 $2,319 Ogden/Hill AFB, UT $2,226 $2,058 Oklahoma City, OK $1,851 $1,614 Omaha/Offutt AFB, NE $2,373 $2,022 Orlando, FL $2,958 $2,592 Outer Banks, NC $2,943 $2,562 Oxford, MD $2,811 $2,391 Paducah, KY $1,872 $1,452 Panama City, FL $2,439 $2,133 Patrick Sfb, FL $2,880 $2,445 Patuxent River, MD $2,544 $2,364 Pensacola, FL $2,232 $1,842 Peoria, IL $1,857 $1,554 Perth Amboy, NJ $4,065 $3,381 Philadelphia, PA/Camden, NJ $2,976 $2,613 Phoenix, AZ $2,454 $2,217 Pittsburgh, PA $2,601 $2,214 Port Angeles, WA $2,856 $2,340 Portland, ME $3,573 $3,201 Portland, OR $2,748 $2,322 Portsmouth, NH/Kittery, ME $3,687 $3,249 Providence, RI $3,453 $3,150 Provo, UT $2,226 $2,019 Quantico/Woodbridge, VA $3,171 $2,883 Raleigh, NC $2,316 $2,046 Rapid City/Ellsworth AFB, SD $2,208 $1,929 Reno/Carson City, NV $2,676 $2,322 Richmond/Fort Lee, VA $2,625 $2,295 Riverside, CA $3,546 $3,270 Roanoke, VA $2,076 $1,860 Robins AFB, GA $1,875 $1,770 Rochester, NY $2,514 $2,127 Rock Island, IL $2,235 $1,851 Rome/Griffiss AFB, NY $2,730 $2,097 Sacramento, CA $2,976 $2,805 Saginaw, MI $1,746 $1,449 Salem, OR $2,394 $1,965 Salt Lake City, UT $2,355 $2,070 San Antonio, TX $2,091 $1,827 San Bernardino, CA $3,378 $3,180 San Diego, CA $4,401 $3,873 San Francisco, CA $5,451 $5,007 San Luis Obispo, CA $3,939 $3,144 Santa Clara County, CA $4,974 $4,560 Santa Fe/Los Alamos, NM $3,411 $2,856 Sault Ste Marie, MI $1,917 $1,491 Savannah, GA $2,649 $2,358 Scott AFB, IL $1,995 $1,560 Seattle, WA $3,897 $3,087 Seymour Johnson AFB, NC $1,947 $1,542 Shreveport/Barksdale AFB, LA $2,025 $1,800 Sioux Falls, SD $2,022 $1,545 Sitka, AK $3,225 $2,475 Sparta/Fort Mccoy, WI $1,842 $1,410 Spokane, WA $2,550 $2,106 Springfield, MO $1,851 $1,434 Springfield/Decatur, IL $1,821 $1,476 St Mary And Terrebonne, LA $1,647 $1,593 St. Louis, MO $2,652 $2,385 State College, PA $2,271 $1,794 Staten Island, NY $4,209 $3,675 Stevens Point, WI $1,704 $1,326 Stockton, CA $2,931 $2,523 Sumter/Shaw AFB, SC $1,944 $1,494 Syracuse, NY $2,382 $1,995 Tacoma, WA $2,916 $2,496 Tallahassee, FL $2,058 $1,815 Tampa, FL $3,039 $2,649 Terre Haute, IN $1,821 $1,467 Toledo, OH $2,163 $1,944 Topeka, KS $1,866 $1,590 Traverse City, MI $2,793 $2,178 Trenton, NJ $3,969 $3,384 Tulsa, OK $1,941 $1,611 Twenty Nine Palms MCB, CA $2,544 $1,989 Vallejo/Travis AFB, CA $3,495 $3,279 Vance AFB/Enid, OK $1,509 $1,221 Vandenberg Sfb, CA $3,639 $3,276 Ventura, CA $4,002 $3,486 Volusia County, FL $2,493 $2,232 Waco, TX $2,094 $1,713 Warrenton, VA $3,375 $3,003 Washington, DC Metro Area $3,753 $3,126 West Palm Beach, FL $3,603 $3,348 West Point, NY $4,113 $3,402 Westchester County, NY $5,355 $4,383 Whidbey Island, WA $2,736 $2,160 White Sands Mr/Las Cruces, NM $1,926 $1,638 Whiteman AFB, MO $1,926 $1,560 Wichita Fls/Sheppard AFB, TX $2,106 $1,647 Wichita/Mcconnell AFB, KS $1,686 $1,362 Wilkes-Barre/Scranton, PA $1,884 $1,722 Willow Grove, PA $3,393 $2,871 Wilmington, NC $2,496 $2,007 Worcester, MA $3,387 $2,880 Wright-Patterson AFB, OH $1,848 $1,614 Yakima, WA $2,379 $1,878 Youngstown, OH $1,332 $1,176 Yuma, AZ $1,842 $1,650
Other grades: O-1E BAH · O-2E BAH · O-2 PCS weight allowance
How much BAH does an O-2 get in 2026? It depends on the duty station. Across 299 military housing areas, an O-2 with dependents receives between $1,332 (Youngstown, OH) and $5,451 (San Francisco, CA) per month; the median is $2,415. Without dependents the median is $2,082.
Is BAH for an O-2 taxed? No. BAH is a tax-free allowance. It is paid monthly with your regular pay, based on the ZIP code of your duty station — not where you choose to live.
What decides the with-dependents rate? Having at least one dependent — a spouse or child, for example. The number of dependents does not change the amount.
Not listed: 39 rural county cost groups, which the DoD prices as groups of counties rather than named areas. Look them up by ZIP code in the calculator.
Source: 2026 BAH rates published by the Defense Travel Management Office (DoD). Rates are set per military housing area and paid by the ZIP code of your duty station. BaseNeed is not affiliated with the Department of Defense.
