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W-2 BAH Rates 2026 by Location
Monthly Basic Allowance for Housing for a W-2 in all 299 military housing areas — official DoD rates for 2026.
Median, with dependents
$2,520
Median, without dependents
$2,175
Range, with dependents
$1,560 – $6,036
Highest W-2 BAH
Housing area With dependents Without dependents Westchester County, NY $6,036 $4,653 San Francisco, CA $5,505 $5,193 New York City, NY $5,313 $5,097 Nantucket, MA $5,292 $4,497 Maui County, HI $5,196 $4,419 Santa Clara County, CA $5,094 $4,725 Northern New Jersey, NJ $5,079 $4,812 Boston, MA $4,995 $4,800 Long Island, NY $4,923 $4,497 Martha's Vineyard, MA $4,821 $4,107
Lowest W-2 BAH
Housing area With dependents Without dependents Youngstown, OH $1,560 $1,224 Anniston/Fort Mcclellan, AL $1,590 $1,248 Fort Sill/Lawton, OK $1,632 $1,287 Vance AFB/Enid, OK $1,671 $1,266 Monroe, LA $1,680 $1,281 Hattiesburg, MS $1,701 $1,425 Altus AFB, OK $1,704 $1,320 Albany, GA $1,731 $1,407 Stevens Point, WI $1,737 $1,413 Cannon AFB/Clovis, NM $1,740 $1,413
Look up BAH by ZIP code →
All 299 housing areas, W-2
Housing area With dependents Without dependents Aberdeen Proving Grounds, MD $2,916 $2,535 Abilene/Dyess AFB, TX $2,850 $2,142 Akron, OH $1,956 $1,650 Albany, GA $1,731 $1,407 Albuquerque/Kirtland AFB, NM $2,361 $2,238 Alexandria, LA $1,821 $1,368 Allentown/Bethlehem, PA $2,871 $2,469 Altus AFB, OK $1,704 $1,320 Anchorage, AK $3,123 $2,385 Ann Arbor, MI $3,225 $2,664 Annapolis, MD $3,336 $2,988 Anniston/Fort Mcclellan, AL $1,590 $1,248 Asheville, NC $2,709 $2,289 Astoria, OR $3,015 $2,262 Atlanta, GA $2,736 $2,454 Atlantic City, NJ $3,465 $2,781 Auburn, AL $2,136 $1,737 Austin, TX $3,141 $2,355 Ballston Spa/Albany, NY $3,057 $2,682 Baltimore, MD $3,036 $2,670 Bangor, ME $2,292 $1,929 Barstow/Fort Irwin, CA $2,598 $2,088 Baton Rouge, LA $2,220 $1,941 Battle Creek/Kalamazoo, MI $2,445 $2,043 Beale AFB, CA $3,156 $3,003 Beaufort/Parris Island, SC $2,841 $2,487 Beaumont, TX $1,947 $1,599 Birmingham, AL $2,556 $2,460 Bismarck, ND $2,289 $1,716 Bloomington, IN $2,223 $1,920 Boise, ID $2,325 $1,998 Boston, MA $4,995 $4,800 Boulder, CO $3,537 $2,871 Bremerton, WA $2,895 $2,439 Bridgeport, CA $2,916 $2,223 Brownsville, TX $2,022 $1,575 Brunswick, ME $3,192 $2,394 Buffalo, NY $2,667 $2,286 Burlington, VT $3,984 $3,243 Camp Lejeune, NC $2,016 $1,659 Camp Pendleton, CA $4,536 $4,053 Cannon AFB/Clovis, NM $1,740 $1,413 Cape Cod-Plymouth, MA $4,218 $3,945 Cape May, NJ $3,132 $2,820 Carlisle Barracks, PA $2,469 $2,139 Champaign/Urbana, IL $2,058 $1,629 Charleston, SC $2,667 $2,436 Charleston, WV $1,812 $1,476 Charlotte, NC $2,463 $2,226 Charlottesville, VA $2,889 $2,442 Chattanooga, TN $2,463 $2,070 Cheyenne, WY $2,334 $1,764 Chicago, IL $3,729 $3,495 China Lake, CA $1,968 $1,608 Cincinnati, OH $2,565 $2,334 Cleveland, OH $2,448 $2,085 Coastal Maine, ME $2,787 $2,295 College Station, TX $2,547 $1,911 Colorado Springs, CO $2,514 $2,376 Columbia/Fort Jackson, SC $2,175 $1,929 Columbia/Jefferson City, MO $1,884 $1,428 Columbus AFB, MS $2,094 $1,572 Columbus, OH $2,418 $1,950 Coos Bay, OR $2,469 $1,869 Corpus Christi, TX $2,352 $1,875 Corvallis, OR $2,793 $2,454 Dahlgren/Fort A.p. Hill $2,781 $2,394 Dahlonega, GA $2,541 $2,271 Dallas, TX $2,835 $2,538 Davis-Monthan AFB, AZ $2,157 $1,950 Denver, CO $3,135 $2,886 Des Moines, IA $2,328 $1,860 Detroit, MI $2,682 $2,409 Dover AFB/Rehoboth, DE $2,787 $2,322 Duluth, MN $2,361 $2,121 Durham/Chapel Hill, NC $2,454 $2,175 Eastern Panhandle, WV $2,370 $2,100 Eastern Shore, MD $2,358 $2,163 Edwards AFB/Palmdale, CA $3,213 $2,760 Eglin AFB, FL $2,985 $2,454 El Centro, CA $2,418 $2,022 El Paso, TX $2,178 $1,878 Elizabeth City, NC $2,613 $2,523 Erie, PA $1,779 $1,512 Essex Co, MA $4,158 $3,534 Eugene, OR $2,628 $2,247 Everett, WA $3,414 $2,847 Fairbanks, AK $2,694 $2,163 Fallon NAS, NV $2,067 $1,638 Fargo, ND $2,427 $1,833 Fayetteville, AR $2,205 $1,836 Fitchburg, MA $3,780 $3,171 Florida Keys, FL $4,485 $3,990 Fort Benning, GA $2,016 $1,770 Fort Bragg/Pope, NC $2,112 $1,857 Fort Campbell, KY $2,307 $1,875 Fort Chaffee/Fort Smith, AR $1,827 $1,371 Fort Collins, CO $2,673 $2,322 Fort Detrick, MD $3,162 $2,760 Fort Drum/Watertown, NY $2,196 $1,713 Fort G. G. Meade, MD $3,345 $2,979 Fort Gordon, AL $2,205 $1,944 Fort Hood, TX $2,139 $1,743 Fort Huachuca, AZ $2,223 $1,815 Fort Knox, KY $2,286 $1,746 Fort Leavenworth, KS $2,268 $1,881 Fort Leonard Wood, MO $1,884 $1,530 Fort Monmouth/Earle Nws, NJ $4,212 $3,654 Fort Myers Beach, FL $3,027 $2,742 Fort Pierce, FL $2,958 $2,721 Fort Polk, LA $1,887 $1,416 Fort Riley, KS $1,872 $1,410 Fort Rucker, AL $2,013 $1,608 Fort Sill/Lawton, OK $1,632 $1,287 Fort Stewart, GA $2,520 $2,337 Fort Wayne, IN $2,166 $1,986 Fort Worth, TX $2,451 $2,181 Frankfort, KY $1,983 $1,491 Fresno, CA $2,883 $2,517 Gainesville, FL $2,532 $2,106 Goodfellow AFB, TX $2,025 $1,632 Grand Forks, ND $2,106 $1,788 Grand Haven, MI $2,517 $2,244 Grand Rapids, MI $2,430 $2,202 Great Lakes Navtracen, IL $2,895 $2,496 Greensboro, NC $2,184 $1,872 Greenville, SC $2,142 $1,956 Gulfport, MS $1,836 $1,608 Hampden County, MA $3,153 $2,481 Hampton/Newport News, VA $2,445 $2,307 Hanscom AFB, MA $4,632 $4,248 Hartford, CT $3,555 $2,988 Hattiesburg, MS $1,701 $1,425 Hawaii County, HI $3,891 $3,645 Helena, MT $2,661 $2,016 Holloman AFB/Alamogordo, NM $1,896 $1,647 Honolulu County, HI $4,182 $3,717 Houston, TX $2,610 $2,262 Humboldt County, CA $2,595 $1,947 Huntington, WV $1,848 $1,584 Huntsville, AL $2,154 $1,857 Indian Head Navordsta, MD $3,528 $3,279 Indianapolis, IN $2,259 $1,944 Jackson, MS $2,340 $1,971 Jacksonville, FL $2,301 $2,196 JB Mcguire-Dix-Lakehurst, NJ $3,501 $2,949 Johnson City/Kingsport, TN $2,241 $1,680 Juneau, AK $3,471 $2,721 Kansas City, MO $2,244 $2,028 Kauai County, HI $4,476 $3,894 Ketchikan, AK $3,102 $2,679 Kings Bay/Brunswick, GA $2,292 $2,142 Knoxville, TN $2,784 $2,280 Kodiak Island, AK $3,021 $2,511 Lafayette, LA $1,944 $1,638 Lake Charles, LA $1,809 $1,413 Lansing, MI $2,058 $1,845 Laughlin AFB/Del Rio, TX $1,923 $1,518 Lemoore NAS, CA $2,364 $2,172 Lexington, KY $2,178 $1,935 Lexington, VA $2,067 $1,629 Lincoln, NE $2,199 $1,854 Little Rock, AR $1,965 $1,872 Long Island, NY $4,923 $4,497 Los Angeles, CA $4,365 $3,945 Louisville, KY $2,334 $2,049 Lubbock, TX $1,902 $1,545 Madison, WI $3,171 $2,703 Malmstrom Sfb/Great Falls, MT $2,052 $1,653 Manchester/Concord, NH $3,897 $3,249 Marin/Sonoma, CA $3,990 $3,408 Marquette, MI $2,205 $1,860 Martha's Vineyard, MA $4,821 $4,107 Maui County, HI $5,196 $4,419 Memphis, TN $2,343 $2,190 Meridian, MS $1,758 $1,344 Miami/Fort Lauderdale, FL $4,131 $3,690 Milwaukee, WI $2,955 $2,628 Minneapolis/St Paul, MN $2,847 $2,592 Minot AFB, ND $2,082 $1,635 Mobile, AL $2,139 $1,926 Monroe, LA $1,680 $1,281 Monterey, CA $4,374 $3,546 Montgomery, AL $1,845 $1,701 Moody AFB, GA $1,962 $1,605 Morehead/Cherry Pt MCAS, NC $2,241 $1,893 Morgantown, WV $1,974 $1,698 Mountain Home AFB, ID $2,259 $1,722 Myrtle Beach, SC $2,445 $2,154 Nantucket, MA $5,292 $4,497 Nashville, TN $2,730 $2,352 Nellis AFB/Las Vegas, NV $2,298 $2,100 New Haven/Fairfield, CT $3,786 $3,198 New London, CT $3,195 $2,679 New Orleans, LA $2,466 $2,001 New York City, NY $5,313 $5,097 Newport, RI $3,813 $2,967 Norfolk/Portsmouth, VA $2,628 $2,460 Northern New Jersey, NJ $5,079 $4,812 Oakland, CA $4,242 $3,831 Ocala, FL $2,415 $2,379 Ogden/Hill AFB, UT $2,295 $2,142 Oklahoma City, OK $1,914 $1,689 Omaha/Offutt AFB, NE $2,493 $2,145 Orlando, FL $2,988 $2,721 Outer Banks, NC $3,018 $2,676 Oxford, MD $2,904 $2,520 Paducah, KY $1,956 $1,470 Panama City, FL $2,580 $2,220 Patrick Sfb, FL $2,913 $2,580 Patuxent River, MD $2,661 $2,439 Pensacola, FL $2,262 $1,938 Peoria, IL $1,953 $1,632 Perth Amboy, NJ $4,161 $3,528 Philadelphia, PA/Camden, NJ $3,006 $2,751 Phoenix, AZ $2,481 $2,328 Pittsburgh, PA $2,634 $2,349 Port Angeles, WA $2,976 $2,523 Portland, ME $3,936 $3,318 Portland, OR $2,898 $2,457 Portsmouth, NH/Kittery, ME $4,098 $3,396 Providence, RI $3,747 $3,252 Provo, UT $2,385 $2,094 Quantico/Woodbridge, VA $3,252 $3,003 Raleigh, NC $2,355 $2,139 Rapid City/Ellsworth AFB, SD $2,349 $2,034 Reno/Carson City, NV $2,739 $2,451 Richmond/Fort Lee, VA $2,694 $2,415 Riverside, CA $3,627 $3,393 Roanoke, VA $2,193 $1,950 Robins AFB, GA $2,043 $1,821 Rochester, NY $2,643 $2,277 Rock Island, IL $2,268 $1,977 Rome/Griffiss AFB, NY $2,811 $2,235 Sacramento, CA $3,006 $2,922 Saginaw, MI $1,797 $1,557 Salem, OR $2,562 $2,085 Salt Lake City, UT $2,559 $2,178 San Antonio, TX $2,118 $1,917 San Bernardino, CA $3,405 $3,309 San Diego, CA $4,464 $4,062 San Francisco, CA $5,505 $5,193 San Luis Obispo, CA $4,089 $3,345 Santa Clara County, CA $5,094 $4,725 Santa Fe/Los Alamos, NM $3,570 $3,054 Sault Ste Marie, MI $1,947 $1,614 Savannah, GA $2,697 $2,463 Scott AFB, IL $2,109 $1,635 Seattle, WA $4,071 $3,288 Seymour Johnson AFB, NC $2,094 $1,608 Shreveport/Barksdale AFB, LA $2,151 $1,884 Sioux Falls, SD $2,067 $1,650 Sitka, AK $3,336 $2,511 Sparta/Fort Mccoy, WI $1,887 $1,485 Spokane, WA $2,706 $2,259 Springfield, MO $1,932 $1,485 Springfield/Decatur, IL $1,917 $1,590 St Mary And Terrebonne, LA $1,836 $1,632 St. Louis, MO $2,709 $2,484 State College, PA $2,436 $1,890 Staten Island, NY $4,395 $3,831 Stevens Point, WI $1,737 $1,413 Stockton, CA $3,132 $2,631 Sumter/Shaw AFB, SC $2,001 $1,593 Syracuse, NY $2,610 $2,118 Tacoma, WA $3,024 $2,631 Tallahassee, FL $2,334 $1,875 Tampa, FL $3,072 $2,778 Terre Haute, IN $1,917 $1,563 Toledo, OH $2,190 $2,061 Topeka, KS $1,968 $1,677 Traverse City, MI $2,943 $2,214 Trenton, NJ $4,179 $3,567 Tulsa, OK $2,028 $1,701 Twenty Nine Palms MCB, CA $2,688 $2,094 Vallejo/Travis AFB, CA $3,522 $3,399 Vance AFB/Enid, OK $1,671 $1,266 Vandenberg Sfb, CA $3,714 $3,396 Ventura, CA $4,116 $3,633 Volusia County, FL $2,565 $2,331 Waco, TX $2,244 $1,827 Warrenton, VA $3,528 $3,129 Washington, DC Metro Area $3,894 $3,258 West Palm Beach, FL $3,798 $3,462 West Point, NY $4,257 $3,597 Westchester County, NY $6,036 $4,653 Whidbey Island, WA $2,934 $2,208 White Sands Mr/Las Cruces, NM $2,007 $1,749 Whiteman AFB, MO $2,094 $1,677 Wichita Fls/Sheppard AFB, TX $2,223 $1,668 Wichita/Mcconnell AFB, KS $1,821 $1,440 Wilkes-Barre/Scranton, PA $1,986 $1,773 Willow Grove, PA $3,429 $3,027 Wilmington, NC $2,568 $2,133 Worcester, MA $3,582 $3,015 Wright-Patterson AFB, OH $1,977 $1,692 Yakima, WA $2,550 $2,016 Youngstown, OH $1,560 $1,224 Yuma, AZ $1,950 $1,728
Other grades: W-1 BAH · W-3 BAH · W-2 PCS weight allowance
How much BAH does a W-2 get in 2026? It depends on the duty station. Across 299 military housing areas, a W-2 with dependents receives between $1,560 (Youngstown, OH) and $6,036 (Westchester County, NY) per month; the median is $2,520. Without dependents the median is $2,175.
Is BAH for a W-2 taxed? No. BAH is a tax-free allowance. It is paid monthly with your regular pay, based on the ZIP code of your duty station — not where you choose to live.
What decides the with-dependents rate? Having at least one dependent — a spouse or child, for example. The number of dependents does not change the amount.
Not listed: 39 rural county cost groups, which the DoD prices as groups of counties rather than named areas. Look them up by ZIP code in the calculator.
Source: 2026 BAH rates published by the Defense Travel Management Office (DoD). Rates are set per military housing area and paid by the ZIP code of your duty station. BaseNeed is not affiliated with the Department of Defense.
