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W-3 BAH Rates 2026 by Location
Monthly Basic Allowance for Housing for a W-3 in all 299 military housing areas — official DoD rates for 2026.
Median, with dependents
$2,604
Median, without dependents
$2,271
Range, with dependents
$1,689 – $6,654
Highest W-3 BAH
Housing area With dependents Without dependents Westchester County, NY $6,654 $5,166 Maui County, HI $5,586 $4,566 San Francisco, CA $5,559 $5,301 New York City, NY $5,535 $5,109 Nantucket, MA $5,445 $4,764 Santa Clara County, CA $5,202 $4,830 Boston, MA $5,169 $4,812 Northern New Jersey, NJ $5,097 $4,908 Long Island, NY $5,064 $4,611 Martha's Vineyard, MA $5,031 $4,311
Lowest W-3 BAH
Housing area With dependents Without dependents Anniston/Fort Mcclellan, AL $1,689 $1,347 Monroe, LA $1,731 $1,428 Stevens Point, WI $1,749 $1,536 Fort Sill/Lawton, OK $1,761 $1,386 Youngstown, OH $1,773 $1,341 Vance AFB/Enid, OK $1,821 $1,440 Altus AFB, OK $1,836 $1,440 Saginaw, MI $1,845 $1,635 Charleston, WV $1,863 $1,596 Hattiesburg, MS $1,869 $1,467
Look up BAH by ZIP code →
All 299 housing areas, W-3
Housing area With dependents Without dependents Aberdeen Proving Grounds, MD $3,075 $2,619 Abilene/Dyess AFB, TX $2,862 $2,382 Akron, OH $1,980 $1,764 Albany, GA $1,911 $1,512 Albuquerque/Kirtland AFB, NM $2,400 $2,271 Alexandria, LA $1,953 $1,533 Allentown/Bethlehem, PA $2,883 $2,625 Altus AFB, OK $1,836 $1,440 Anchorage, AK $3,369 $2,619 Ann Arbor, MI $3,360 $2,838 Annapolis, MD $3,441 $3,087 Anniston/Fort Mcclellan, AL $1,689 $1,347 Asheville, NC $2,838 $2,406 Astoria, OR $3,219 $2,472 Atlanta, GA $2,748 $2,559 Atlantic City, NJ $3,627 $2,997 Auburn, AL $2,421 $1,881 Austin, TX $3,456 $2,673 Ballston Spa/Albany, NY $3,240 $2,754 Baltimore, MD $3,159 $2,766 Bangor, ME $2,523 $1,974 Barstow/Fort Irwin, CA $2,751 $2,232 Baton Rouge, LA $2,232 $2,046 Battle Creek/Kalamazoo, MI $2,517 $2,181 Beale AFB, CA $3,168 $3,051 Beaufort/Parris Island, SC $2,859 $2,622 Beaumont, TX $1,959 $1,731 Birmingham, AL $2,568 $2,484 Bismarck, ND $2,373 $1,923 Bloomington, IN $2,475 $1,950 Boise, ID $2,373 $2,112 Boston, MA $5,169 $4,812 Boulder, CO $3,714 $3,072 Bremerton, WA $3,048 $2,562 Bridgeport, CA $3,021 $2,469 Brownsville, TX $2,172 $1,698 Brunswick, ME $3,783 $2,853 Buffalo, NY $2,775 $2,394 Burlington, VT $4,209 $3,453 Camp Lejeune, NC $2,088 $1,776 Camp Pendleton, CA $4,662 $4,197 Cannon AFB/Clovis, NM $1,878 $1,485 Cape Cod-Plymouth, MA $4,425 $3,960 Cape May, NJ $3,189 $2,925 Carlisle Barracks, PA $2,562 $2,235 Champaign/Urbana, IL $2,130 $1,776 Charleston, SC $2,724 $2,508 Charleston, WV $1,863 $1,596 Charlotte, NC $2,475 $2,313 Charlottesville, VA $3,048 $2,556 Chattanooga, TN $2,523 $2,208 Cheyenne, WY $2,445 $1,956 Chicago, IL $3,741 $3,579 China Lake, CA $2,157 $1,683 Cincinnati, OH $2,607 $2,412 Cleveland, OH $2,460 $2,226 Coastal Maine, ME $2,871 $2,463 College Station, TX $2,688 $2,118 Colorado Springs, CO $2,598 $2,394 Columbia/Fort Jackson, SC $2,235 $2,004 Columbia/Jefferson City, MO $2,127 $1,653 Columbus AFB, MS $2,184 $1,722 Columbus, OH $2,583 $2,070 Coos Bay, OR $2,706 $2,082 Corpus Christi, TX $2,478 $2,019 Corvallis, OR $2,868 $2,562 Dahlgren/Fort A.p. Hill $2,847 $2,529 Dahlonega, GA $2,553 $2,370 Dallas, TX $2,850 $2,649 Davis-Monthan AFB, AZ $2,202 $2,019 Denver, CO $3,210 $2,958 Des Moines, IA $2,436 $2,007 Detroit, MI $2,781 $2,478 Dover AFB/Rehoboth, DE $3,060 $2,391 Duluth, MN $2,373 $2,208 Durham/Chapel Hill, NC $2,520 $2,262 Eastern Panhandle, WV $2,481 $2,160 Eastern Shore, MD $2,409 $2,223 Edwards AFB/Palmdale, CA $3,267 $2,928 Eglin AFB, FL $3,414 $2,589 El Centro, CA $2,673 $2,070 El Paso, TX $2,205 $1,992 Elizabeth City, NC $2,670 $2,535 Erie, PA $1,875 $1,578 Essex Co, MA $4,545 $3,618 Eugene, OR $2,769 $2,343 Everett, WA $3,570 $3,015 Fairbanks, AK $2,943 $2,271 Fallon NAS, NV $2,325 $1,782 Fargo, ND $2,514 $2,046 Fayetteville, AR $2,361 $1,920 Fitchburg, MA $4,068 $3,294 Florida Keys, FL $4,884 $4,011 Fort Benning, GA $2,061 $1,854 Fort Bragg/Pope, NC $2,178 $1,935 Fort Campbell, KY $2,499 $1,968 Fort Chaffee/Fort Smith, AR $1,965 $1,524 Fort Collins, CO $2,808 $2,409 Fort Detrick, MD $3,258 $2,886 Fort Drum/Watertown, NY $2,478 $1,899 Fort G. G. Meade, MD $3,414 $3,102 Fort Gordon, AL $2,253 $2,031 Fort Hood, TX $2,346 $1,812 Fort Huachuca, AZ $2,235 $1,974 Fort Knox, KY $2,424 $1,911 Fort Leavenworth, KS $2,397 $1,983 Fort Leonard Wood, MO $2,034 $1,608 Fort Monmouth/Earle Nws, NJ $4,335 $3,834 Fort Myers Beach, FL $3,132 $2,814 Fort Pierce, FL $3,081 $2,760 Fort Polk, LA $1,941 $1,551 Fort Riley, KS $1,956 $1,566 Fort Rucker, AL $2,268 $1,764 Fort Sill/Lawton, OK $1,761 $1,386 Fort Stewart, GA $2,601 $2,376 Fort Wayne, IN $2,208 $2,043 Fort Worth, TX $2,463 $2,280 Frankfort, KY $2,136 $1,626 Fresno, CA $2,940 $2,646 Gainesville, FL $2,700 $2,208 Goodfellow AFB, TX $2,199 $1,716 Grand Forks, ND $2,202 $1,875 Grand Haven, MI $2,556 $2,340 Grand Rapids, MI $2,442 $2,283 Great Lakes Navtracen, IL $3,021 $2,604 Greensboro, NC $2,262 $1,968 Greenville, SC $2,208 $2,004 Gulfport, MS $2,046 $1,620 Hampden County, MA $3,435 $2,646 Hampton/Newport News, VA $2,478 $2,349 Hanscom AFB, MA $4,773 $4,341 Hartford, CT $3,765 $3,132 Hattiesburg, MS $1,869 $1,467 Hawaii County, HI $3,948 $3,723 Helena, MT $2,775 $2,235 Holloman AFB/Alamogordo, NM $1,908 $1,737 Honolulu County, HI $4,434 $3,795 Houston, TX $2,703 $2,367 Humboldt County, CA $2,844 $2,190 Huntington, WV $1,920 $1,662 Huntsville, AL $2,229 $1,947 Indian Head Navordsta, MD $3,672 $3,315 Indianapolis, IN $2,310 $2,055 Jackson, MS $2,505 $2,049 Jacksonville, FL $2,367 $2,208 JB Mcguire-Dix-Lakehurst, NJ $3,555 $3,159 Johnson City/Kingsport, TN $2,346 $1,860 Juneau, AK $3,597 $2,982 Kansas City, MO $2,313 $2,085 Kauai County, HI $4,668 $4,050 Ketchikan, AK $3,336 $2,751 Kings Bay/Brunswick, GA $2,421 $2,154 Knoxville, TN $2,907 $2,436 Kodiak Island, AK $3,177 $2,655 Lafayette, LA $2,043 $1,722 Lake Charles, LA $1,983 $1,548 Lansing, MI $2,130 $1,899 Laughlin AFB/Del Rio, TX $2,127 $1,683 Lemoore NAS, CA $2,454 $2,211 Lexington, KY $2,208 $2,022 Lexington, VA $2,133 $1,782 Lincoln, NE $2,283 $1,959 Little Rock, AR $1,977 $1,893 Long Island, NY $5,064 $4,611 Los Angeles, CA $4,530 $4,044 Louisville, KY $2,397 $2,139 Lubbock, TX $1,986 $1,656 Madison, WI $3,435 $2,778 Malmstrom Sfb/Great Falls, MT $2,274 $1,764 Manchester/Concord, NH $4,245 $3,363 Marin/Sonoma, CA $4,149 $3,579 Marquette, MI $2,391 $1,917 Martha's Vineyard, MA $5,031 $4,311 Maui County, HI $5,586 $4,566 Memphis, TN $2,355 $2,238 Meridian, MS $1,959 $1,524 Miami/Fort Lauderdale, FL $4,446 $3,729 Milwaukee, WI $3,198 $2,652 Minneapolis/St Paul, MN $2,913 $2,667 Minot AFB, ND $2,178 $1,782 Mobile, AL $2,205 $1,983 Monroe, LA $1,731 $1,428 Monterey, CA $4,842 $3,720 Montgomery, AL $1,935 $1,719 Moody AFB, GA $2,007 $1,737 Morehead/Cherry Pt MCAS, NC $2,424 $1,953 Morgantown, WV $2,034 $1,788 Mountain Home AFB, ID $2,328 $1,920 Myrtle Beach, SC $2,526 $2,238 Nantucket, MA $5,445 $4,764 Nashville, TN $2,787 $2,484 Nellis AFB/Las Vegas, NV $2,385 $2,139 New Haven/Fairfield, CT $3,846 $3,420 New London, CT $3,309 $2,844 New Orleans, LA $2,556 $2,157 New York City, NY $5,535 $5,109 Newport, RI $4,146 $3,177 Norfolk/Portsmouth, VA $2,697 $2,496 Northern New Jersey, NJ $5,097 $4,908 Oakland, CA $4,365 $3,948 Ocala, FL $2,442 $2,391 Ogden/Hill AFB, UT $2,364 $2,172 Oklahoma City, OK $1,977 $1,752 Omaha/Offutt AFB, NE $2,604 $2,241 Orlando, FL $3,000 $2,820 Outer Banks, NC $3,090 $2,787 Oxford, MD $2,988 $2,643 Paducah, KY $2,034 $1,641 Panama City, FL $2,712 $2,310 Patrick Sfb, FL $2,925 $2,706 Patuxent River, MD $2,772 $2,478 Pensacola, FL $2,274 $2,061 Peoria, IL $2,043 $1,725 Perth Amboy, NJ $4,242 $3,759 Philadelphia, PA/Camden, NJ $3,018 $2,844 Phoenix, AZ $2,493 $2,376 Pittsburgh, PA $2,646 $2,454 Port Angeles, WA $3,084 $2,664 Portland, ME $4,272 $3,423 Portland, OR $3,033 $2,580 Portsmouth, NH/Kittery, ME $4,476 $3,519 Providence, RI $4,017 $3,333 Provo, UT $2,532 $2,145 Quantico/Woodbridge, VA $3,330 $3,072 Raleigh, NC $2,394 $2,211 Rapid City/Ellsworth AFB, SD $2,478 $2,103 Reno/Carson City, NV $2,802 $2,544 Richmond/Fort Lee, VA $2,763 $2,502 Riverside, CA $3,708 $3,453 Roanoke, VA $2,304 $1,998 Robins AFB, GA $2,202 $1,839 Rochester, NY $2,760 $2,376 Rock Island, IL $2,301 $2,085 Rome/Griffiss AFB, NY $2,883 $2,448 Sacramento, CA $3,042 $2,940 Saginaw, MI $1,845 $1,635 Salem, OR $2,712 $2,214 Salt Lake City, UT $2,748 $2,250 San Antonio, TX $2,130 $1,986 San Bernardino, CA $3,417 $3,333 San Diego, CA $4,521 $4,206 San Francisco, CA $5,559 $5,301 San Luis Obispo, CA $4,218 $3,600 Santa Clara County, CA $5,202 $4,830 Santa Fe/Los Alamos, NM $3,714 $3,204 Sault Ste Marie, MI $1,962 $1,743 Savannah, GA $2,748 $2,538 Scott AFB, IL $2,211 $1,788 Seattle, WA $4,221 $3,549 Seymour Johnson AFB, NC $2,229 $1,752 Shreveport/Barksdale AFB, LA $2,271 $1,941 Sioux Falls, SD $2,109 $1,809 Sitka, AK $3,465 $2,802 Sparta/Fort Mccoy, WI $1,926 $1,638 Spokane, WA $2,847 $2,382 Springfield, MO $2,001 $1,641 Springfield/Decatur, IL $2,004 $1,686 St Mary And Terrebonne, LA $2,013 $1,644 St. Louis, MO $2,763 $2,553 State College, PA $2,583 $2,052 Staten Island, NY $4,560 $3,993 Stevens Point, WI $1,749 $1,536 Stockton, CA $3,315 $2,757 Sumter/Shaw AFB, SC $2,055 $1,743 Syracuse, NY $2,817 $2,229 Tacoma, WA $3,126 $2,751 Tallahassee, FL $2,586 $2,007 Tampa, FL $3,084 $2,886 Terre Haute, IN $2,004 $1,671 Toledo, OH $2,202 $2,100 Topeka, KS $2,067 $1,755 Traverse City, MI $3,072 $2,463 Trenton, NJ $4,365 $3,738 Tulsa, OK $2,109 $1,803 Twenty Nine Palms MCB, CA $2,817 $2,286 Vallejo/Travis AFB, CA $3,540 $3,435 Vance AFB/Enid, OK $1,821 $1,440 Vandenberg Sfb, CA $3,783 $3,498 Ventura, CA $4,215 $3,789 Volusia County, FL $2,637 $2,394 Waco, TX $2,382 $1,938 Warrenton, VA $3,669 $3,231 Washington, DC Metro Area $4,023 $3,471 West Palm Beach, FL $3,981 $3,519 West Point, NY $4,383 $3,819 Westchester County, NY $6,654 $5,166 Whidbey Island, WA $3,111 $2,436 White Sands Mr/Las Cruces, NM $2,085 $1,821 Whiteman AFB, MO $2,247 $1,782 Wichita Fls/Sheppard AFB, TX $2,328 $1,827 Wichita/Mcconnell AFB, KS $1,941 $1,545 Wilkes-Barre/Scranton, PA $2,088 $1,815 Willow Grove, PA $3,441 $3,183 Wilmington, NC $2,631 $2,289 Worcester, MA $3,759 $3,174 Wright-Patterson AFB, OH $2,100 $1,755 Yakima, WA $2,706 $2,169 Youngstown, OH $1,773 $1,341 Yuma, AZ $2,052 $1,773
Other grades: W-2 BAH · W-4 BAH · W-3 PCS weight allowance
How much BAH does a W-3 get in 2026? It depends on the duty station. Across 299 military housing areas, a W-3 with dependents receives between $1,689 (Anniston/Fort Mcclellan, AL) and $6,654 (Westchester County, NY) per month; the median is $2,604. Without dependents the median is $2,271.
Is BAH for a W-3 taxed? No. BAH is a tax-free allowance. It is paid monthly with your regular pay, based on the ZIP code of your duty station — not where you choose to live.
What decides the with-dependents rate? Having at least one dependent — a spouse or child, for example. The number of dependents does not change the amount.
Not listed: 39 rural county cost groups, which the DoD prices as groups of counties rather than named areas. Look them up by ZIP code in the calculator.
Source: 2026 BAH rates published by the Defense Travel Management Office (DoD). Rates are set per military housing area and paid by the ZIP code of your duty station. BaseNeed is not affiliated with the Department of Defense.
