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W-5 BAH Rates 2026 by Location
Monthly Basic Allowance for Housing for a W-5 in all 299 military housing areas — official DoD rates for 2026.
Median, with dependents
$2,856
Median, without dependents
$2,508
Range, with dependents
$1,806 – $7,338
Highest W-5 BAH
Housing area With dependents Without dependents Westchester County, NY $7,338 $5,946 New York City, NY $6,306 $5,280 San Francisco, CA $6,297 $5,496 Nantucket, MA $6,165 $5,268 Maui County, HI $5,973 $5,136 Boston, MA $5,805 $4,968 Santa Clara County, CA $5,751 $5,076 Florida Keys, FL $5,529 $4,425 Northern New Jersey, NJ $5,529 $5,067 Long Island, NY $5,436 $4,902
Lowest W-5 BAH
Housing area With dependents Without dependents Youngstown, OH $1,806 $1,527 Stevens Point, WI $1,860 $1,713 Monroe, LA $1,884 $1,671 Anniston/Fort Mcclellan, AL $1,899 $1,575 Cannon AFB/Clovis, NM $1,917 $1,719 Saginaw, MI $1,929 $1,788 Fort Sill/Lawton, OK $2,013 $1,611 Erie, PA $2,049 $1,764 Huntington, WV $2,055 $1,839 Sparta/Fort Mccoy, WI $2,073 $1,881
Look up BAH by ZIP code →
All 299 housing areas, W-5
Housing area With dependents Without dependents Aberdeen Proving Grounds, MD $3,348 $2,892 Abilene/Dyess AFB, TX $3,030 $2,826 Akron, OH $2,337 $1,947 Albany, GA $2,217 $1,707 Albuquerque/Kirtland AFB, NM $2,631 $2,355 Alexandria, LA $2,220 $1,800 Allentown/Bethlehem, PA $3,156 $2,850 Altus AFB, OK $2,088 $1,686 Anchorage, AK $3,723 $3,087 Ann Arbor, MI $3,735 $3,204 Annapolis, MD $3,762 $3,321 Anniston/Fort Mcclellan, AL $1,899 $1,575 Asheville, NC $3,270 $2,688 Astoria, OR $3,444 $2,985 Atlanta, GA $2,841 $2,712 Atlantic City, NJ $3,954 $3,441 Auburn, AL $2,673 $2,094 Austin, TX $3,771 $3,096 Ballston Spa/Albany, NY $3,504 $3,030 Baltimore, MD $3,429 $3,015 Bangor, ME $2,667 $2,259 Barstow/Fort Irwin, CA $2,946 $2,574 Baton Rouge, LA $2,472 $2,196 Battle Creek/Kalamazoo, MI $2,742 $2,436 Beale AFB, CA $3,315 $3,132 Beaufort/Parris Island, SC $3,141 $2,829 Beaumont, TX $2,235 $1,923 Birmingham, AL $2,682 $2,532 Bismarck, ND $2,385 $2,277 Bloomington, IN $2,841 $2,187 Boise, ID $2,565 $2,316 Boston, MA $5,805 $4,968 Boulder, CO $3,963 $3,510 Bremerton, WA $3,228 $2,871 Bridgeport, CA $3,267 $2,901 Brownsville, TX $2,442 $1,998 Brunswick, ME $3,843 $3,105 Buffalo, NY $3,045 $2,652 Burlington, VT $4,527 $3,951 Camp Lejeune, NC $2,316 $2,004 Camp Pendleton, CA $5,019 $4,518 Cannon AFB/Clovis, NM $1,917 $1,719 Cape Cod-Plymouth, MA $4,803 $4,188 Cape May, NJ $3,570 $3,123 Carlisle Barracks, PA $2,811 $2,457 Champaign/Urbana, IL $2,466 $2,046 Charleston, SC $2,880 $2,661 Charleston, WV $2,157 $1,806 Charlotte, NC $2,514 $2,442 Charlottesville, VA $3,291 $2,865 Chattanooga, TN $2,856 $2,454 Cheyenne, WY $2,676 $2,319 Chicago, IL $3,900 $3,708 China Lake, CA $2,403 $1,941 Cincinnati, OH $2,829 $2,559 Cleveland, OH $2,817 $2,427 Coastal Maine, ME $3,027 $2,775 College Station, TX $3,090 $2,526 Colorado Springs, CO $2,754 $2,502 Columbia/Fort Jackson, SC $2,475 $2,166 Columbia/Jefferson City, MO $2,352 $1,848 Columbus AFB, MS $2,337 $2,079 Columbus, OH $2,766 $2,391 Coos Bay, OR $2,910 $2,433 Corpus Christi, TX $2,718 $2,331 Corvallis, OR $3,306 $2,781 Dahlgren/Fort A.p. Hill $3,183 $2,772 Dahlonega, GA $2,706 $2,517 Dallas, TX $3,018 $2,823 Davis-Monthan AFB, AZ $2,373 $2,151 Denver, CO $3,396 $3,126 Des Moines, IA $2,667 $2,310 Detroit, MI $3,159 $2,667 Dover AFB/Rehoboth, DE $3,075 $2,745 Duluth, MN $2,583 $2,343 Durham/Chapel Hill, NC $2,868 $2,445 Eastern Panhandle, WV $2,748 $2,352 Eastern Shore, MD $2,610 $2,352 Edwards AFB/Palmdale, CA $3,546 $3,204 Eglin AFB, FL $3,516 $2,922 El Centro, CA $2,823 $2,382 El Paso, TX $2,334 $2,169 Elizabeth City, NC $2,958 $2,604 Erie, PA $2,049 $1,764 Essex Co, MA $5,181 $4,101 Eugene, OR $3,042 $2,607 Everett, WA $3,753 $3,390 Fairbanks, AK $3,171 $2,655 Fallon NAS, NV $2,475 $2,028 Fargo, ND $2,706 $2,415 Fayetteville, AR $2,601 $2,181 Fitchburg, MA $4,506 $3,738 Florida Keys, FL $5,529 $4,425 Fort Benning, GA $2,262 $2,010 Fort Bragg/Pope, NC $2,391 $2,103 Fort Campbell, KY $2,751 $2,277 Fort Chaffee/Fort Smith, AR $2,166 $1,809 Fort Collins, CO $2,985 $2,655 Fort Detrick, MD $3,525 $3,147 Fort Drum/Watertown, NY $2,631 $2,154 Fort G. G. Meade, MD $3,708 $3,336 Fort Gordon, AL $2,514 $2,196 Fort Hood, TX $2,544 $2,109 Fort Huachuca, AZ $2,343 $2,199 Fort Knox, KY $2,679 $2,265 Fort Leavenworth, KS $2,496 $2,250 Fort Leonard Wood, MO $2,130 $1,860 Fort Monmouth/Earle Nws, NJ $4,653 $4,194 Fort Myers Beach, FL $3,315 $3,012 Fort Pierce, FL $3,360 $2,940 Fort Polk, LA $2,100 $1,881 Fort Riley, KS $2,139 $1,860 Fort Rucker, AL $2,502 $1,977 Fort Sill/Lawton, OK $2,013 $1,611 Fort Stewart, GA $2,859 $2,508 Fort Wayne, IN $2,463 $2,160 Fort Worth, TX $2,613 $2,427 Frankfort, KY $2,175 $1,959 Fresno, CA $3,174 $2,874 Gainesville, FL $2,982 $2,508 Goodfellow AFB, TX $2,310 $1,998 Grand Forks, ND $2,439 $2,091 Grand Haven, MI $2,733 $2,511 Grand Rapids, MI $2,688 $2,415 Great Lakes Navtracen, IL $3,327 $2,874 Greensboro, NC $2,445 $2,175 Greenville, SC $2,424 $2,133 Gulfport, MS $2,331 $1,806 Hampden County, MA $3,702 $3,114 Hampton/Newport News, VA $2,778 $2,439 Hanscom AFB, MA $5,409 $4,608 Hartford, CT $4,074 $3,525 Hattiesburg, MS $2,118 $1,674 Hawaii County, HI $4,104 $3,882 Helena, MT $3,000 $2,643 Holloman AFB/Alamogordo, NM $2,136 $1,881 Honolulu County, HI $4,692 $4,146 Houston, TX $2,988 $2,598 Humboldt County, CA $3,063 $2,556 Huntington, WV $2,055 $1,839 Huntsville, AL $2,415 $2,142 Indian Head Navordsta, MD $3,969 $3,507 Indianapolis, IN $2,433 $2,250 Jackson, MS $2,790 $2,316 Jacksonville, FL $2,550 $2,292 JB Mcguire-Dix-Lakehurst, NJ $3,831 $3,492 Johnson City/Kingsport, TN $2,616 $2,223 Juneau, AK $3,831 $3,453 Kansas City, MO $2,574 $2,232 Kauai County, HI $5,262 $4,446 Ketchikan, AK $3,660 $3,069 Kings Bay/Brunswick, GA $2,664 $2,271 Knoxville, TN $3,195 $2,766 Kodiak Island, AK $3,498 $2,997 Lafayette, LA $2,262 $1,929 Lake Charles, LA $2,223 $1,785 Lansing, MI $2,466 $2,046 Laughlin AFB/Del Rio, TX $2,466 $1,899 Lemoore NAS, CA $2,643 $2,352 Lexington, KY $2,514 $2,172 Lexington, VA $2,379 $2,055 Lincoln, NE $2,472 $2,184 Little Rock, AR $2,274 $1,947 Long Island, NY $5,436 $4,902 Los Angeles, CA $4,971 $4,341 Louisville, KY $2,679 $2,325 Lubbock, TX $2,289 $1,887 Madison, WI $3,711 $3,132 Malmstrom Sfb/Great Falls, MT $2,496 $2,022 Manchester/Concord, NH $4,473 $3,846 Marin/Sonoma, CA $4,497 $3,966 Marquette, MI $2,598 $2,178 Martha's Vineyard, MA $5,334 $4,791 Maui County, HI $5,973 $5,136 Memphis, TN $2,484 $2,322 Meridian, MS $2,169 $1,728 Miami/Fort Lauderdale, FL $5,085 $4,083 Milwaukee, WI $3,507 $2,919 Minneapolis/St Paul, MN $3,144 $2,835 Minot AFB, ND $2,343 $2,067 Mobile, AL $2,463 $2,127 Monroe, LA $1,884 $1,671 Monterey, CA $5,196 $4,305 Montgomery, AL $2,244 $1,833 Moody AFB, GA $2,289 $1,956 Morehead/Cherry Pt MCAS, NC $2,658 $2,214 Morgantown, WV $2,316 $1,965 Mountain Home AFB, ID $2,610 $2,250 Myrtle Beach, SC $2,751 $2,433 Nantucket, MA $6,165 $5,268 Nashville, TN $2,997 $2,721 Nellis AFB/Las Vegas, NV $2,577 $2,283 New Haven/Fairfield, CT $4,206 $3,774 New London, CT $3,603 $3,177 New Orleans, LA $2,805 $2,454 New York City, NY $6,306 $5,280 Newport, RI $4,404 $3,762 Norfolk/Portsmouth, VA $3,000 $2,616 Northern New Jersey, NJ $5,529 $5,067 Oakland, CA $4,740 $4,224 Ocala, FL $2,676 $2,406 Ogden/Hill AFB, UT $2,538 $2,283 Oklahoma City, OK $2,157 $1,905 Omaha/Offutt AFB, NE $2,913 $2,475 Orlando, FL $3,114 $2,967 Outer Banks, NC $3,387 $3,006 Oxford, MD $3,318 $2,889 Paducah, KY $2,355 $1,944 Panama City, FL $2,886 $2,562 Patrick Sfb, FL $3,081 $2,889 Patuxent River, MD $3,033 $2,643 Pensacola, FL $2,427 $2,241 Peoria, IL $2,250 $1,941 Perth Amboy, NJ $4,578 $4,146 Philadelphia, PA/Camden, NJ $3,366 $2,982 Phoenix, AZ $2,622 $2,460 Pittsburgh, PA $3,003 $2,610 Port Angeles, WA $3,258 $2,958 Portland, ME $4,740 $3,888 Portland, OR $3,360 $2,877 Portsmouth, NH/Kittery, ME $4,905 $4,044 Providence, RI $4,272 $3,708 Provo, UT $2,718 $2,361 Quantico/Woodbridge, VA $3,687 $3,240 Raleigh, NC $2,562 $2,349 Rapid City/Ellsworth AFB, SD $2,664 $2,328 Reno/Carson City, NV $3,075 $2,730 Richmond/Fort Lee, VA $2,991 $2,685 Riverside, CA $3,855 $3,615 Roanoke, VA $2,541 $2,175 Robins AFB, GA $2,451 $2,019 Rochester, NY $2,988 $2,625 Rock Island, IL $2,577 $2,262 Rome/Griffiss AFB, NY $3,060 $2,802 Sacramento, CA $3,276 $3,000 Saginaw, MI $1,929 $1,788 Salem, OR $2,967 $2,538 Salt Lake City, UT $2,922 $2,529 San Antonio, TX $2,280 $2,097 San Bernardino, CA $3,597 $3,387 San Diego, CA $4,992 $4,455 San Francisco, CA $6,297 $5,496 San Luis Obispo, CA $4,806 $4,068 Santa Clara County, CA $5,751 $5,076 Santa Fe/Los Alamos, NM $3,870 $3,546 Sault Ste Marie, MI $2,268 $1,935 Savannah, GA $2,991 $2,691 Scott AFB, IL $2,562 $2,094 Seattle, WA $4,503 $4,047 Seymour Johnson AFB, NC $2,436 $2,073 Shreveport/Barksdale AFB, LA $2,520 $2,133 Sioux Falls, SD $2,307 $2,061 Sitka, AK $3,618 $3,315 Sparta/Fort Mccoy, WI $2,073 $1,881 Spokane, WA $3,021 $2,685 Springfield, MO $2,319 $1,920 Springfield/Decatur, IL $2,205 $1,902 St Mary And Terrebonne, LA $2,286 $1,809 St. Louis, MO $3,006 $2,700 State College, PA $2,877 $2,412 Staten Island, NY $4,968 $4,368 Stevens Point, WI $1,860 $1,713 Stockton, CA $3,672 $3,105 Sumter/Shaw AFB, SC $2,316 $1,995 Syracuse, NY $3,009 $2,577 Tacoma, WA $3,297 $3,009 Tallahassee, FL $2,838 $2,295 Tampa, FL $3,231 $3,054 Terre Haute, IN $2,322 $1,902 Toledo, OH $2,490 $2,169 Topeka, KS $2,337 $1,953 Traverse City, MI $3,231 $2,922 Trenton, NJ $4,836 $4,149 Tulsa, OK $2,430 $2,016 Twenty Nine Palms MCB, CA $3,051 $2,670 Vallejo/Travis AFB, CA $3,729 $3,510 Vance AFB/Enid, OK $2,112 $1,647 Vandenberg Sfb, CA $4,065 $3,702 Ventura, CA $4,497 $4,101 Volusia County, FL $2,802 $2,553 Waco, TX $2,730 $2,223 Warrenton, VA $4,122 $3,507 Washington, DC Metro Area $4,350 $3,876 West Palm Beach, FL $4,371 $3,771 West Point, NY $4,806 $4,236 Westchester County, NY $7,338 $5,946 Whidbey Island, WA $3,258 $2,910 White Sands Mr/Las Cruces, NM $2,220 $1,995 Whiteman AFB, MO $2,478 $2,070 Wichita Fls/Sheppard AFB, TX $2,634 $2,208 Wichita/Mcconnell AFB, KS $2,190 $1,800 Wilkes-Barre/Scranton, PA $2,376 $1,971 Willow Grove, PA $3,669 $3,405 Wilmington, NC $2,958 $2,559 Worcester, MA $4,212 $3,555 Wright-Patterson AFB, OH $2,397 $1,959 Yakima, WA $2,970 $2,526 Youngstown, OH $1,806 $1,527 Yuma, AZ $2,253 $1,935
Other grades: W-4 BAH · W-5 PCS weight allowance
How much BAH does a W-5 get in 2026? It depends on the duty station. Across 299 military housing areas, a W-5 with dependents receives between $1,806 (Youngstown, OH) and $7,338 (Westchester County, NY) per month; the median is $2,856. Without dependents the median is $2,508.
Is BAH for a W-5 taxed? No. BAH is a tax-free allowance. It is paid monthly with your regular pay, based on the ZIP code of your duty station — not where you choose to live.
What decides the with-dependents rate? Having at least one dependent — a spouse or child, for example. The number of dependents does not change the amount.
Not listed: 39 rural county cost groups, which the DoD prices as groups of counties rather than named areas. Look them up by ZIP code in the calculator.
Source: 2026 BAH rates published by the Defense Travel Management Office (DoD). Rates are set per military housing area and paid by the ZIP code of your duty station. BaseNeed is not affiliated with the Department of Defense.
