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W-4 BAH Rates 2026 by Location
Monthly Basic Allowance for Housing for a W-4 in all 299 military housing areas — official DoD rates for 2026.
Median, with dependents
$2,715
Median, without dependents
$2,418
Range, with dependents
$1,779 – $6,963
Highest W-4 BAH
Housing area With dependents Without dependents Westchester County, NY $6,963 $5,478 San Francisco, CA $5,892 $5,454 New York City, NY $5,883 $5,118 Nantucket, MA $5,772 $5,151 Maui County, HI $5,760 $4,839 Boston, MA $5,457 $4,833 Santa Clara County, CA $5,448 $4,992 Northern New Jersey, NJ $5,289 $5,046 Long Island, NY $5,229 $4,791 Florida Keys, FL $5,178 $4,119
Lowest W-4 BAH
Housing area With dependents Without dependents Stevens Point, WI $1,779 $1,704 Anniston/Fort Mcclellan, AL $1,782 $1,500 Youngstown, OH $1,785 $1,362 Monroe, LA $1,797 $1,632 Fort Sill/Lawton, OK $1,872 $1,509 Saginaw, MI $1,878 $1,749 Cannon AFB/Clovis, NM $1,893 $1,611 Altus AFB, OK $1,947 $1,581 Vance AFB/Enid, OK $1,950 $1,530 Erie, PA $1,950 $1,689
Look up BAH by ZIP code →
All 299 housing areas, W-4
Housing area With dependents Without dependents Aberdeen Proving Grounds, MD $3,198 $2,766 Abilene/Dyess AFB, TX $2,919 $2,817 Akron, OH $2,136 $1,923 Albany, GA $2,046 $1,563 Albuquerque/Kirtland AFB, NM $2,502 $2,325 Alexandria, LA $2,073 $1,698 Allentown/Bethlehem, PA $2,991 $2,838 Altus AFB, OK $1,947 $1,581 Anchorage, AK $3,528 $2,901 Ann Arbor, MI $3,528 $3,099 Annapolis, MD $3,585 $3,237 Anniston/Fort Mcclellan, AL $1,782 $1,500 Asheville, NC $3,033 $2,586 Astoria, OR $3,318 $2,829 Atlanta, GA $2,772 $2,703 Atlantic City, NJ $3,774 $3,318 Auburn, AL $2,532 $1,920 Austin, TX $3,597 $2,856 Ballston Spa/Albany, NY $3,357 $2,886 Baltimore, MD $3,279 $2,919 Bangor, ME $2,586 $2,082 Barstow/Fort Irwin, CA $2,838 $2,454 Baton Rouge, LA $2,322 $2,187 Battle Creek/Kalamazoo, MI $2,616 $2,379 Beale AFB, CA $3,216 $3,123 Beaufort/Parris Island, SC $2,982 $2,808 Beaumont, TX $2,064 $1,914 Birmingham, AL $2,598 $2,520 Bismarck, ND $2,379 $2,211 Bloomington, IN $2,640 $2,007 Boise, ID $2,457 $2,280 Boston, MA $5,457 $4,833 Boulder, CO $3,825 $3,372 Bremerton, WA $3,126 $2,754 Bridgeport, CA $3,129 $2,820 Brownsville, TX $2,292 $1,881 Brunswick, ME $3,807 $2,862 Buffalo, NY $2,895 $2,565 Burlington, VT $4,353 $3,777 Camp Lejeune, NC $2,187 $1,950 Camp Pendleton, CA $4,824 $4,416 Cannon AFB/Clovis, NM $1,893 $1,611 Cape Cod-Plymouth, MA $4,596 $4,026 Cape May, NJ $3,360 $3,078 Carlisle Barracks, PA $2,673 $2,385 Champaign/Urbana, IL $2,280 $1,989 Charleston, SC $2,790 $2,619 Charleston, WV $1,992 $1,767 Charlotte, NC $2,481 $2,430 Charlottesville, VA $3,156 $2,739 Chattanooga, TN $2,670 $2,403 Cheyenne, WY $2,547 $2,232 Chicago, IL $3,795 $3,696 China Lake, CA $2,268 $1,794 Cincinnati, OH $2,703 $2,523 Cleveland, OH $2,604 $2,415 Coastal Maine, ME $2,937 $2,709 College Station, TX $2,871 $2,412 Colorado Springs, CO $2,664 $2,436 Columbia/Fort Jackson, SC $2,340 $2,121 Columbia/Jefferson City, MO $2,226 $1,689 Columbus AFB, MS $2,250 $2,010 Columbus, OH $2,664 $2,262 Coos Bay, OR $2,796 $2,253 Corpus Christi, TX $2,583 $2,235 Corvallis, OR $3,063 $2,721 Dahlgren/Fort A.p. Hill $2,997 $2,721 Dahlonega, GA $2,604 $2,508 Dallas, TX $2,919 $2,805 Davis-Monthan AFB, AZ $2,274 $2,118 Denver, CO $3,288 $3,066 Des Moines, IA $2,538 $2,223 Detroit, MI $2,949 $2,592 Dover AFB/Rehoboth, DE $3,066 $2,535 Duluth, MN $2,457 $2,328 Durham/Chapel Hill, NC $2,673 $2,394 Eastern Panhandle, WV $2,598 $2,265 Eastern Shore, MD $2,496 $2,313 Edwards AFB/Palmdale, CA $3,390 $3,162 Eglin AFB, FL $3,456 $2,604 El Centro, CA $2,739 $2,187 El Paso, TX $2,256 $2,148 Elizabeth City, NC $2,796 $2,559 Erie, PA $1,950 $1,689 Essex Co, MA $4,833 $3,807 Eugene, OR $2,889 $2,499 Everett, WA $3,651 $3,270 Fairbanks, AK $3,045 $2,463 Fallon NAS, NV $2,391 $1,827 Fargo, ND $2,598 $2,346 Fayetteville, AR $2,466 $2,061 Fitchburg, MA $4,266 $3,516 Florida Keys, FL $5,178 $4,119 Fort Benning, GA $2,148 $1,977 Fort Bragg/Pope, NC $2,271 $2,052 Fort Campbell, KY $2,610 $2,130 Fort Chaffee/Fort Smith, AR $2,052 $1,701 Fort Collins, CO $2,886 $2,550 Fort Detrick, MD $3,375 $3,075 Fort Drum/Watertown, NY $2,544 $1,938 Fort G. G. Meade, MD $3,543 $3,282 Fort Gordon, AL $2,367 $2,157 Fort Hood, TX $2,433 $1,950 Fort Huachuca, AZ $2,265 $2,190 Fort Knox, KY $2,538 $2,157 Fort Leavenworth, KS $2,439 $2,151 Fort Leonard Wood, MO $2,073 $1,743 Fort Monmouth/Earle Nws, NJ $4,476 $4,098 Fort Myers Beach, FL $3,213 $2,931 Fort Pierce, FL $3,204 $2,841 Fort Polk, LA $2,010 $1,839 Fort Riley, KS $2,037 $1,794 Fort Rucker, AL $2,373 $1,800 Fort Sill/Lawton, OK $1,872 $1,509 Fort Stewart, GA $2,715 $2,442 Fort Wayne, IN $2,319 $2,127 Fort Worth, TX $2,511 $2,418 Frankfort, KY $2,151 $1,839 Fresno, CA $3,042 $2,832 Gainesville, FL $2,826 $2,379 Goodfellow AFB, TX $2,247 $1,860 Grand Forks, ND $2,307 $2,013 Grand Haven, MI $2,631 $2,481 Grand Rapids, MI $2,547 $2,397 Great Lakes Navtracen, IL $3,156 $2,778 Greensboro, NC $2,340 $2,115 Greenville, SC $2,301 $2,082 Gulfport, MS $2,175 $1,653 Hampden County, MA $3,555 $2,898 Hampton/Newport News, VA $2,610 $2,415 Hanscom AFB, MA $5,061 $4,497 Hartford, CT $3,903 $3,363 Hattiesburg, MS $1,980 $1,545 Hawaii County, HI $4,014 $3,840 Helena, MT $2,874 $2,550 Holloman AFB/Alamogordo, NM $2,007 $1,863 Honolulu County, HI $4,551 $3,951 Houston, TX $2,829 $2,526 Humboldt County, CA $2,943 $2,364 Huntington, WV $1,977 $1,785 Huntsville, AL $2,307 $2,085 Indian Head Navordsta, MD $3,804 $3,396 Indianapolis, IN $2,361 $2,211 Jackson, MS $2,634 $2,184 Jacksonville, FL $2,445 $2,241 JB Mcguire-Dix-Lakehurst, NJ $3,678 $3,450 Johnson City/Kingsport, TN $2,466 $2,139 Juneau, AK $3,699 $3,357 Kansas City, MO $2,430 $2,178 Kauai County, HI $4,938 $4,296 Ketchikan, AK $3,480 $2,892 Kings Bay/Brunswick, GA $2,529 $2,169 Knoxville, TN $3,036 $2,667 Kodiak Island, AK $3,321 $2,874 Lafayette, LA $2,139 $1,854 Lake Charles, LA $2,088 $1,650 Lansing, MI $2,280 $1,986 Laughlin AFB/Del Rio, TX $2,280 $1,734 Lemoore NAS, CA $2,535 $2,283 Lexington, KY $2,343 $2,148 Lexington, VA $2,241 $2,004 Lincoln, NE $2,364 $2,118 Little Rock, AR $2,100 $1,932 Long Island, NY $5,229 $4,791 Los Angeles, CA $4,728 $4,212 Louisville, KY $2,523 $2,277 Lubbock, TX $2,121 $1,821 Madison, WI $3,558 $2,931 Malmstrom Sfb/Great Falls, MT $2,373 $1,851 Manchester/Concord, NH $4,347 $3,582 Marin/Sonoma, CA $4,305 $3,843 Marquette, MI $2,481 $2,034 Martha's Vineyard, MA $5,166 $4,629 Maui County, HI $5,760 $4,839 Memphis, TN $2,394 $2,310 Meridian, MS $2,052 $1,572 Miami/Fort Lauderdale, FL $4,737 $3,840 Milwaukee, WI $3,336 $2,733 Minneapolis/St Paul, MN $3,015 $2,784 Minot AFB, ND $2,247 $1,995 Mobile, AL $2,319 $2,076 Monroe, LA $1,797 $1,632 Monterey, CA $5,001 $3,951 Montgomery, AL $2,073 $1,764 Moody AFB, GA $2,130 $1,920 Morehead/Cherry Pt MCAS, NC $2,529 $2,070 Morgantown, WV $2,157 $1,920 Mountain Home AFB, ID $2,451 $2,196 Myrtle Beach, SC $2,625 $2,370 Nantucket, MA $5,772 $5,151 Nashville, TN $2,877 $2,676 Nellis AFB/Las Vegas, NV $2,469 $2,214 New Haven/Fairfield, CT $4,005 $3,729 New London, CT $3,441 $3,087 New Orleans, LA $2,664 $2,385 New York City, NY $5,883 $5,118 Newport, RI $4,260 $3,507 Norfolk/Portsmouth, VA $2,832 $2,562 Northern New Jersey, NJ $5,289 $5,046 Oakland, CA $4,533 $4,131 Ocala, FL $2,544 $2,400 Ogden/Hill AFB, UT $2,436 $2,229 Oklahoma City, OK $2,055 $1,854 Omaha/Offutt AFB, NE $2,742 $2,388 Orlando, FL $3,033 $2,955 Outer Banks, NC $3,219 $2,952 Oxford, MD $3,135 $2,823 Paducah, KY $2,175 $1,884 Panama City, FL $2,787 $2,460 Patrick Sfb, FL $2,976 $2,880 Patuxent River, MD $2,886 $2,556 Pensacola, FL $2,325 $2,229 Peoria, IL $2,133 $1,869 Perth Amboy, NJ $4,392 $4,083 Philadelphia, PA/Camden, NJ $3,156 $2,973 Phoenix, AZ $2,535 $2,448 Pittsburgh, PA $2,790 $2,601 Port Angeles, WA $3,159 $2,874 Portland, ME $4,482 $3,630 Portland, OR $3,180 $2,772 Portsmouth, NH/Kittery, ME $4,668 $3,756 Providence, RI $4,131 $3,498 Provo, UT $2,613 $2,247 Quantico/Woodbridge, VA $3,489 $3,180 Raleigh, NC $2,466 $2,319 Rapid City/Ellsworth AFB, SD $2,559 $2,226 Reno/Carson City, NV $2,922 $2,682 Richmond/Fort Lee, VA $2,862 $2,631 Riverside, CA $3,768 $3,552 Roanoke, VA $2,409 $2,091 Robins AFB, GA $2,313 $1,896 Rochester, NY $2,859 $2,532 Rock Island, IL $2,421 $2,238 Rome/Griffiss AFB, NY $2,958 $2,745 Sacramento, CA $3,144 $2,973 Saginaw, MI $1,878 $1,749 Salem, OR $2,826 $2,421 Salt Lake City, UT $2,823 $2,385 San Antonio, TX $2,178 $2,085 San Bernardino, CA $3,489 $3,372 San Diego, CA $4,731 $4,410 San Francisco, CA $5,892 $5,454 San Luis Obispo, CA $4,485 $3,966 Santa Clara County, CA $5,448 $4,992 Santa Fe/Los Alamos, NM $3,780 $3,435 Sault Ste Marie, MI $2,097 $1,917 Savannah, GA $2,853 $2,652 Scott AFB, IL $2,367 $2,013 Seattle, WA $4,347 $3,930 Seymour Johnson AFB, NC $2,322 $1,968 Shreveport/Barksdale AFB, LA $2,382 $2,040 Sioux Falls, SD $2,193 $2,028 Sitka, AK $3,531 $3,213 Sparta/Fort Mccoy, WI $1,989 $1,848 Spokane, WA $2,922 $2,574 Springfield, MO $2,142 $1,863 Springfield/Decatur, IL $2,094 $1,833 St Mary And Terrebonne, LA $2,133 $1,671 St. Louis, MO $2,871 $2,655 State College, PA $2,715 $2,298 Staten Island, NY $4,743 $4,239 Stevens Point, WI $1,779 $1,704 Stockton, CA $3,477 $2,961 Sumter/Shaw AFB, SC $2,169 $1,953 Syracuse, NY $2,901 $2,418 Tacoma, WA $3,201 $2,931 Tallahassee, FL $2,700 $2,100 Tampa, FL $3,141 $3,039 Terre Haute, IN $2,145 $1,833 Toledo, OH $2,319 $2,157 Topeka, KS $2,187 $1,878 Traverse City, MI $3,141 $2,820 Trenton, NJ $4,578 $4,002 Tulsa, OK $2,253 $1,953 Twenty Nine Palms MCB, CA $2,919 $2,571 Vallejo/Travis AFB, CA $3,621 $3,489 Vance AFB/Enid, OK $1,950 $1,530 Vandenberg Sfb, CA $3,906 $3,648 Ventura, CA $4,341 $4,020 Volusia County, FL $2,706 $2,499 Waco, TX $2,538 $2,118 Warrenton, VA $3,873 $3,396 Washington, DC Metro Area $4,167 $3,777 West Palm Beach, FL $4,155 $3,630 West Point, NY $4,572 $4,137 Westchester County, NY $6,963 $5,478 Whidbey Island, WA $3,174 $2,772 White Sands Mr/Las Cruces, NM $2,142 $1,932 Whiteman AFB, MO $2,349 $1,953 Wichita Fls/Sheppard AFB, TX $2,463 $2,127 Wichita/Mcconnell AFB, KS $2,052 $1,707 Wilkes-Barre/Scranton, PA $2,214 $1,893 Willow Grove, PA $3,525 $3,396 Wilmington, NC $2,775 $2,508 Worcester, MA $3,963 $3,417 Wright-Patterson AFB, OH $2,232 $1,863 Yakima, WA $2,823 $2,406 Youngstown, OH $1,785 $1,362 Yuma, AZ $2,139 $1,854
Other grades: W-3 BAH · W-5 BAH · W-4 PCS weight allowance
How much BAH does a W-4 get in 2026? It depends on the duty station. Across 299 military housing areas, a W-4 with dependents receives between $1,779 (Stevens Point, WI) and $6,963 (Westchester County, NY) per month; the median is $2,715. Without dependents the median is $2,418.
Is BAH for a W-4 taxed? No. BAH is a tax-free allowance. It is paid monthly with your regular pay, based on the ZIP code of your duty station — not where you choose to live.
What decides the with-dependents rate? Having at least one dependent — a spouse or child, for example. The number of dependents does not change the amount.
Not listed: 39 rural county cost groups, which the DoD prices as groups of counties rather than named areas. Look them up by ZIP code in the calculator.
Source: 2026 BAH rates published by the Defense Travel Management Office (DoD). Rates are set per military housing area and paid by the ZIP code of your duty station. BaseNeed is not affiliated with the Department of Defense.
